JRE vs SCHD

JRE vs SCHD

Which is better, JRE or SCHD?

All Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 66.1%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricJRESCHD
Expense Ratio0.65%0.06%Best
AUM$4M$112.2B
Dividend Yield4.65%3.13%
Holdings25103
Volatility (annualized)18.5%14.6%Best
Max Drawdown-31.7%-16.9%Best
$10,000 over 5.1 years$12,894$16,184Best
Top 10 Weight66.1%41.5%Best
Fund FamilyJanus Henderson InvestorsCharles Schwab Asset Management
CategoryEquityEquity
StyleAll Cap BlendLarge Cap Value
InceptionJun 22, 2021Oct 20, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 29 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. JRE has data through Aug 6, 2026 and SCHD through Sep 4, 2026.

Volatility and max drawdown, and the $10,000 over 5.1 years row, are measured over the window both funds cover: Jun 23, 2021 to Aug 6, 2026 (5.1 years).

Risk: Volatility and Drawdowns

JRE has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 14.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.7% for JRE and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

JRE charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, JRE currently yields 4.65% against 3.13% for SCHD.

Holdings Overlap

We hold position weights for 24 holdings in JRE and 100 in SCHD, totalling 99.2% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 99 days apart, JRE as of Apr 30, 2026 and SCHD as of Aug 7, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 24 positions we hold weights for in JRE and 100 in SCHD, against full books of 25 and 103.

What only one of them owns

Our book lists 99 positions for SCHD that do not appear in our book for JRE (99.9% of the fund), and 24 for JRE that do not appear in SCHD (99.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of JRE and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

JRESCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, JRE or SCHD?

JRE has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.

Which is riskier, JRE or SCHD?

JRE has been the more volatile fund at 18.5% annualized versus 14.6% for SCHD. Worst drawdown: JRE -31.7% vs SCHD -16.9%.

Should I hold both JRE and SCHD?

JRE and SCHD have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, JRE or SCHD?

JRE yields 4.65% while SCHD yields 3.13%, so JRE currently pays the higher dividend yield.

Is SCHD better than JRE?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 66.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.