KALL vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. KALL offers more diversification with 210 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: KALL

Side-by-Side Comparison

MetricKALLSCHDWinner
Expense Ratio0.49%0.06%
AUM$9M$103.7B
Dividend Yield2.19%3.31%
Holdings210104
YTD Return+11.08%+25.62%
1Y Return+11.64%+32.62%
3Y Return (annualized)+2.79%+15.58%
5Y Return (annualized)+0.69%+9.63%
Volatility (annualized)26.1%13.6%
Max Drawdown-56.3%-33.4%
Fund FamilyKraneSharesCharles Schwab Asset Management
CategoryEquityEquity
InceptionFeb 12, 2015Oct 20, 2011

KALL vs SCHD Performance

KraneShares MSCI All China Index ETF (KALL) is a ETF from KraneShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year KALL returned +11.64% while SCHD returned +32.62%. Year to date, KALL is up 11.08% versus a gain of 25.62% for SCHD.

Over three years, KALL compounded at +2.79% per year against +15.58% for SCHD; over five years the annualized figures are +0.69% and +9.63% respectively. Across the full 10-year window we track, SCHD has the edge at +11.47% annualized vs +1.50%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

KALL has been the more volatile fund, with annualized monthly volatility of 26.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.3% for KALL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

KALL charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, KALL currently yields 2.19% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, KALL or SCHD?

KALL has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.

Which performed better, KALL or SCHD?

Over the past year KALL returned +11.64% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), KALL annualized +1.50% vs +11.47% for SCHD. Past performance does not guarantee future results.

Which is riskier, KALL or SCHD?

KALL has been the more volatile fund at 26.1% annualized versus 13.6% for SCHD. Worst drawdown: KALL -56.3% vs SCHD -33.4%.

Should I hold both KALL and SCHD?

KALL and SCHD have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, KALL or SCHD?

KALL yields 2.19% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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