KLIP vs SPY

KLIP vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricKLIPSPYWinner
Expense Ratio0.94%0.09%
AUM$100M$821.1B
Dividend Yield29.86%1.01%
Holdings7505
YTD Return-11.31%+12.22%
1Y Return-8.58%+20.83%
3Y Return (annualized)+6.79%+21.70%
5Y Return (annualized)-+12.98%
Volatility (annualized)14.6%15.3%
Max Drawdown-21.5%-56.5%
Fund FamilyKraneSharesState Street Investment Management
CategoryAlternativeEquity
InceptionJan 11, 2023Jan 22, 1993

KLIP vs SPY Performance

KraneShares KWEB Covered Call Strategy ETF (KLIP) is a ETF from KraneShares and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year KLIP returned -8.58% while SPY returned +20.83%. Year to date, KLIP is down 11.31% versus a gain of 12.22% for SPY.

Over three years, KLIP compounded at +6.79% per year against +21.70% for SPY. Across the full 4-year window we track, SPY has the edge at +8.79% annualized vs +5.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.6% for KLIP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.5% for KLIP and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.39. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

KLIP charges 0.94% per year while SPY charges 0.09%. On a $10,000 position that is $94 vs $9 annually, a gap of $85 per year that compounds over a long holding period. On income, KLIP currently yields 29.86% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

KLIP and SPY share 0 holdings out of 505 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, KLIP or SPY?

KLIP has an expense ratio of 0.94% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $85 per year of difference.

Which performed better, KLIP or SPY?

Over the past year KLIP returned -8.58% vs +20.83% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (4 years), KLIP annualized +5.14% vs +8.79% for SPY. Past performance does not guarantee future results.

Which is riskier, KLIP or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 14.6% for KLIP. Worst drawdown: KLIP -21.5% vs SPY -56.5%.

Should I hold both KLIP and SPY?

KLIP and SPY have a monthly-return correlation of 0.39, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between KLIP and SPY?

KLIP and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, KLIP or SPY?

KLIP yields 29.86% while SPY yields 1.01%, so KLIP currently pays the higher dividend yield.

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