LCDL vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricLCDLSCHDWinner
Expense Ratio1.15%0.06%
AUM$4M$103.7B
Dividend Yield0.00%3.31%
Holdings2104
YTD Return-91.99%+25.33%
1Y Return-98.71%+32.31%
3Y Return (annualized)-+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)100.4%13.6%
Max Drawdown-99.3%-33.4%
Fund FamilyGraniteSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionApr 21, 2025Oct 20, 2011

LCDL vs SCHD Performance

GraniteShares 2x Long LCID Daily ETF (LCDL) is a ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year LCDL returned -98.71% while SCHD returned +32.31%. Year to date, LCDL is down 91.99% versus a gain of 25.33% for SCHD.

Risk: Volatility and Drawdowns

LCDL has been the more volatile fund, with annualized monthly volatility of 100.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -99.3% for LCDL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.29. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

LCDL charges 1.15% per year while SCHD charges 0.06%. On a $10,000 position that is $115 vs $6 annually, a gap of $109 per year that compounds over a long holding period. On income, LCDL currently yields 0.00% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

LCDL and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, LCDL or SCHD?

LCDL has an expense ratio of 1.15% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $109 per year of difference.

Which performed better, LCDL or SCHD?

Over the past year LCDL returned -98.71% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), LCDL annualized -97.36% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, LCDL or SCHD?

LCDL has been the more volatile fund at 100.4% annualized versus 13.6% for SCHD. Worst drawdown: LCDL -99.3% vs SCHD -33.4%.

Should I hold both LCDL and SCHD?

LCDL and SCHD have a monthly-return correlation of -0.29, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between LCDL and SCHD?

LCDL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, LCDL or SCHD?

LCDL yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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