LCTD vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. LCTD offers more diversification with 346 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: LCTD

Side-by-Side Comparison

MetricLCTDQQQWinner
Expense Ratio0.22%0.18%
AUM$282M$455.8B
Dividend Yield3.39%0.41%
Holdings367108
YTD Return+11.72%+19.68%
1Y Return+20.77%+26.75%
3Y Return (annualized)+17.08%+26.25%
5Y Return (annualized)+7.94%+15.39%
Volatility (annualized)15.3%30.6%
Max Drawdown-29.8%-83.0%
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryEquityEquity
InceptionApr 6, 2021Mar 10, 1999

LCTD vs QQQ Performance

iShares World ex US Carbon Transition Readiness Aware Active ETF (LCTD) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year LCTD returned +20.77% while QQQ returned +26.75%. Year to date, LCTD is up 11.72% versus a gain of 19.68% for QQQ.

Over three years, LCTD compounded at +17.08% per year against +26.25% for QQQ; over five years the annualized figures are +7.94% and +15.39% respectively. Across the full 5-year window we track, QQQ has the edge at +13.15% annualized vs +8.59%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 15.3% for LCTD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.8% for LCTD and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

LCTD charges 0.22% per year while QQQ charges 0.18%. On a $10,000 position that is $22 vs $18 annually, a gap of $4 per year that compounds over a long holding period. On income, LCTD currently yields 3.39% against 0.41% for QQQ.

Holdings Overlap

1.3%overlap

LCTD and QQQ share 3 holdings out of 446 unique holdings combined, representing a 1.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in LCTDWeight in QQQDifference
ASML:AS3.06%0.70%2.36%
SHOP:CA0.46%0.67%0.21%
ROP0.36%0.16%0.20%

Frequently Asked Questions

Which is cheaper, LCTD or QQQ?

LCTD has an expense ratio of 0.22% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, LCTD or QQQ?

Over the past year LCTD returned +20.77% vs +26.75% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), LCTD annualized +8.59% vs +13.15% for QQQ. Past performance does not guarantee future results.

Which is riskier, LCTD or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 15.3% for LCTD. Worst drawdown: LCTD -29.8% vs QQQ -83.0%.

Should I hold both LCTD and QQQ?

LCTD and QQQ have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between LCTD and QQQ?

LCTD and QQQ share 3 common holdings with a 1.3% weight overlap. Combined, they hold 446 unique securities.

Which pays a higher dividend, LCTD or QQQ?

LCTD yields 3.39% while QQQ yields 0.41%, so LCTD currently pays the higher dividend yield.

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