LCTD vs QQQ

LCTD vs QQQ

Which is better, LCTD or QQQ?

Large Cap Blend against Large Cap Growth.

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. LCTD is less concentrated, with 15.2% of the fund in its ten largest positions against 46.5%.

Lower Fees: QQQHigher Returns: QQQLess Concentrated: LCTD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricLCTDQQQ
Expense Ratio0.22%0.18%Best
AUM$297M$486.1B
Dividend Yield3.30%0.44%
Holdings365107
YTD Return+11.18%+17.54%Best
1Y Return+19.69%+25.59%Best
3Y Return (annualized)+17.34%+24.63%Best
5Y Return (annualized)+7.70%+14.18%Best
Volatility (annualized)15.1%Best20.4%
Max Drawdown-29.8%Best-35.1%
$10,000 over 5 years$14,490$19,407Best
Top 10 Weight15.2%Best46.5%
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Growth
InceptionApr 6, 2021Mar 10, 1999

Volatility and max drawdown are measured over the window both funds cover: Apr 8, 2021 to Sep 4, 2026 (5.4 years).

LCTD vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.

LCTD vs QQQ Performance

iShares World ex US Carbon Transition Readiness Aware Active ETF (LCTD) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year LCTD returned +19.69% while QQQ returned +25.59%. Year to date, LCTD is up 11.18% versus a gain of 17.54% for QQQ.

Over three years, LCTD compounded at +17.34% per year against +24.63% for QQQ; over five years the annualized figures are +7.70% and +14.18% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 15.1% for LCTD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.8% for LCTD and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.

Fees and Cost Over Time

LCTD charges 0.22% per year while QQQ charges 0.18%. On a $10,000 position that is $22 vs $18 annually, a gap of $4 per year that compounds over a long holding period. On income, LCTD currently yields 3.30% against 0.44% for QQQ.

Holdings Overlap

LCTD already in QQQ0.9%
QQQ already in LCTD0.9%

0.9% of LCTD's money is in holdings QQQ also owns. 0.9% of QQQ's money is in holdings LCTD also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

2 positions in common, counted across the 347 positions we hold weights for in LCTD and 102 in QQQ, against full books of 365 and 107.

What only one of them owns

Our book lists 95 positions for QQQ that do not appear in our book for LCTD (97.4% of the fund), and 9 for LCTD that do not appear in QQQ (3.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in LCTDWeight in QQQDifference
SHOP:CAShopify Inc. Cl A0.54%0.77%0.23%
ROPRoper Technologies Inc.0.39%0.17%0.22%

You are not choosing between two funds in isolation.

Whichever of LCTD and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

LCTDQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, LCTD or QQQ?

LCTD has an expense ratio of 0.22% while QQQ charges 0.18%. QQQ is the cheaper option, by $4 a year on a $10,000 investment.

Which performed better, LCTD or QQQ?

Over the past year LCTD returned +19.69% vs +25.59% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, LCTD or QQQ?

QQQ has been the more volatile fund at 20.4% annualized versus 15.1% for LCTD. Worst drawdown: LCTD -29.8% vs QQQ -35.1%.

Should I hold both LCTD and QQQ?

LCTD and QQQ have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, LCTD or QQQ?

LCTD yields 3.30% while QQQ yields 0.44%, so LCTD currently pays the higher dividend yield.

Is QQQ better than LCTD?

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. LCTD is less concentrated, with 15.2% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.