LDDR vs VOO
LifeX 2035 Income Bucket ETF vs Vanguard S&P 500 ETF
Which is better, LDDR or VOO?
Long Term Government Bond against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LDDR | VOO |
|---|---|---|
| Expense Ratio | 0.25% | 0.03%Best |
| AUM | $39M | $997.4B |
| Dividend Yield | 12.96% | 1.04% |
| Holdings | 42 | 509 |
| YTD Return | -10.30% | +12.37%Best |
| 1Y Return | -9.60% | +16.61%Best |
| 3Y Return (annualized) | - | +21.37% |
| 5Y Return (annualized) | - | +13.49% |
| Volatility (annualized) | 4.5%Best | 13.0% |
| Max Drawdown | -10.7%Best | -18.7% |
| $10,000 over 1.7 years | $9,570 | $13,057Best |
| Fund Family | Stone Ridge Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Government Bond | Large Cap Blend |
| Inception | Jan 6, 2025 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 6, 2025 to Sep 18, 2026 (1.7 years).
LDDR vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
LDDR vs VOO Performance
LifeX 2035 Income Bucket ETF (LDDR) is an ETF from Stone Ridge Asset Management and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year LDDR returned -9.60% while VOO returned +16.61%. Year to date, LDDR is down 10.30% versus a gain of 12.37% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 4.5% for LDDR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.7% for LDDR and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.01. They move largely independently of each other.
Fees and Cost Over Time
LDDR charges 0.25% per year while VOO charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, LDDR currently yields 12.96% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 29 holdings in LDDR and 494 in VOO, totalling 57.8% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 29 positions we hold weights for in LDDR and 494 in VOO, against full books of 42 and 509.
You are not choosing between two funds in isolation.
Whichever of LDDR and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LDDR or VOO?
LDDR has an expense ratio of 0.25% while VOO charges 0.03%. VOO is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, LDDR or VOO?
Over the past year LDDR returned -9.60% vs +16.61% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), LDDR annualized -2.55% vs +16.99% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LDDR or VOO?
VOO has been the more volatile fund at 13.0% annualized versus 4.5% for LDDR. Worst drawdown: LDDR -10.7% vs VOO -18.7%.
Should I hold both LDDR and VOO?
LDDR and VOO have a monthly-return correlation of 0.01, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, LDDR or VOO?
LDDR yields 12.96% while VOO yields 1.04%, so LDDR currently pays the higher dividend yield.
Is VOO better than LDDR?
VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.