LDSF vs SPY

LDSF vs SPY

Which is better, LDSF or SPY?

Short Term Bond against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricLDSFSPY
Expense Ratio0.77%0.09%Best
AUM$164M$804.7B
Dividend Yield4.69%0.98%
Holdings20505
YTD Return-0.49%+12.89%Best
1Y Return+0.41%+17.01%Best
3Y Return (annualized)+4.66%+22.46%Best
5Y Return (annualized)+2.09%+13.01%Best
Volatility (annualized)3.4%Best16.3%
Max Drawdown-8.7%Best-34.1%
$10,000 over 5 years$11,090$18,433Best
Top 10 Weight-37.8%
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryFixed IncomeEquity
StyleShort Term BondLarge Cap Blend
InceptionJan 2, 2019Jan 22, 1993

Volatility and max drawdown are measured over the window both funds cover: Jan 7, 2019 to Sep 24, 2026 (7.7 years).

LDSF vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

LDSF vs SPY Performance

First Trust Low Duration Strategic Focus ETF (LDSF) is an ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year LDSF returned +0.41% while SPY returned +17.01%. Year to date, LDSF is down 0.49% versus a gain of 12.89% for SPY.

Over three years, LDSF compounded at +4.66% per year against +22.46% for SPY; over five years the annualized figures are +2.09% and +13.01% respectively. Across the full 8-year window we track, SPY has the edge at +16.50% annualized vs +1.47%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 3.4% for LDSF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.7% for LDSF and -34.1% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.

Fees and Cost Over Time

LDSF charges 0.77% per year while SPY charges 0.09%. On a $10,000 position that is $77 vs $9 annually, a gap of $68 per year that compounds over a long holding period. On income, LDSF currently yields 4.69% against 0.98% for SPY.

Holdings Overlap

We hold position weights for 9 holdings in LDSF and 504 in SPY, totalling 99.7% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 9 positions we hold weights for in LDSF and 504 in SPY, against full books of 20 and 505.

What only one of them owns

Our book lists 497 positions for SPY that do not appear in our book for LDSF (99.3% of the fund), and 9 for LDSF that do not appear in SPY (99.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of LDSF and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

LDSFSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, LDSF or SPY?

LDSF has an expense ratio of 0.77% while SPY charges 0.09%. SPY is the cheaper option, by $68 a year on a $10,000 investment.

Which performed better, LDSF or SPY?

Over the past year LDSF returned +0.41% vs +17.01% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (8 years), LDSF annualized +1.47% vs +16.50% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, LDSF or SPY?

SPY has been the more volatile fund at 16.3% annualized versus 3.4% for LDSF. Worst drawdown: LDSF -8.7% vs SPY -34.1%.

Should I hold both LDSF and SPY?

LDSF and SPY have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, LDSF or SPY?

LDSF yields 4.69% while SPY yields 0.98%, so LDSF currently pays the higher dividend yield.

Is SPY better than LDSF?

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.