LEND vs SCHD
SEI High Yield Bond & Alternative Credit ETF vs Schwab US Dividend Equity ETF
Which is better, LEND or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LEND | SCHD |
|---|---|---|
| Expense Ratio | 0.65% | 0.06%Best |
| AUM | $991M | $108.9B |
| Dividend Yield | 1.55% | 3.00% |
| Holdings | 826 | 206 |
| YTD Return | -1.26% | +20.89%Best |
| 1Y Return | - | +23.87% |
| 3Y Return (annualized) | - | +16.42% |
| 5Y Return (annualized) | - | +9.40% |
| Fund Family | SEI EXCHANGE TRADED FUNDS | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | May 18, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
LEND vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
LEND vs SCHD Performance
SEI High Yield Bond & Alternative Credit ETF (LEND) is an ETF from SEI EXCHANGE TRADED FUNDS and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, LEND is down 1.26% versus a gain of 20.89% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
LEND charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, LEND currently yields 1.55% against 3.00% for SCHD.
Holdings Overlap
At least 0.7% of SCHD's money is in holdings LEND also owns.
Stated as a floor: for LEND, our book for it covers 60.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 826 positions we hold weights for in LEND and 99 in SCHD, against full books of 826 and 206.
Top Shared Holdings
| Stock | Weight in LEND | Weight in SCHD | Difference |
|---|---|---|---|
| ARESAres Management Corp A | 0.00% | 0.69% | 0.69% |
You are not choosing between two funds in isolation.
Whichever of LEND and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LEND or SCHD?
LEND has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which pays a higher dividend, LEND or SCHD?
LEND yields 1.55% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than LEND?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.