LKOR vs VTI
Northern Trust Credit-Scored US Long Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, LKOR or VTI?
Long Term Mid Quality against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LKOR | VTI |
|---|---|---|
| Expense Ratio | 0.15% | 0.03%Best |
| AUM | $34M | $666.9B |
| Dividend Yield | 5.90% | 1.03% |
| Holdings | 832 | 3,543 |
| YTD Return | -6.99% | +11.65%Best |
| 1Y Return | -8.38% | +17.34%Best |
| 3Y Return (annualized) | +2.49% | +20.35%Best |
| 5Y Return (annualized) | -4.28% | +11.72%Best |
| Volatility (annualized) | 27.8% | 15.6%Best |
| Max Drawdown | -42.4% | -35.0%Best |
| $10,000 over 5 years | $8,036 | $17,404Best |
| Fund Family | Northern Trust Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Mid Quality | Large Cap Blend |
| Inception | Sep 23, 2015 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 24, 2015 to Sep 10, 2026 (11 years).
LKOR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11 years both funds cover.
LKOR vs VTI Performance
Northern Trust Credit-Scored US Long Corporate Bond ETF (LKOR) is an ETF from Northern Trust Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year LKOR returned -8.38% while VTI returned +17.34%. Year to date, LKOR is down 6.99% versus a gain of 11.65% for VTI.
Over three years, LKOR compounded at +2.49% per year against +20.35% for VTI; over five years the annualized figures are -4.28% and +11.72% respectively. Across the full 11-year window we track, VTI has the edge at +13.52% annualized vs +1.99%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LKOR has been the more volatile fund, with annualized monthly volatility of 27.8% compared with 15.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.4% for LKOR and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.11. They move largely independently of each other.
Fees and Cost Over Time
LKOR charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, LKOR currently yields 5.90% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 772 holdings in LKOR and 2,787 in VTI, totalling 85.7% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
The two holdings books were reported 62 days apart, LKOR as of Aug 31, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
1 positions in common, counted across the 772 positions we hold weights for in LKOR and 2,787 in VTI, against full books of 832 and 3,543.
Top Shared Holdings
| Stock | Weight in LKOR | Weight in VTI | Difference |
|---|---|---|---|
| LRCXLam Research Corp 3.125 06/15/2060 | 0.03% | 0.74% | 0.71% |
You are not choosing between two funds in isolation.
Whichever of LKOR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LKOR or VTI?
LKOR has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, LKOR or VTI?
Over the past year LKOR returned -8.38% vs +17.34% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), LKOR annualized +1.99% vs +13.52% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LKOR or VTI?
LKOR has been the more volatile fund at 27.8% annualized versus 15.6% for VTI. Worst drawdown: LKOR -42.4% vs VTI -35.0%.
Should I hold both LKOR and VTI?
LKOR and VTI have a monthly-return correlation of 0.11, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, LKOR or VTI?
LKOR yields 5.90% while VTI yields 1.03%, so LKOR currently pays the higher dividend yield.
Is VTI better than LKOR?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.