LTL vs SCHD
ProShares Ultra Communication Services vs Schwab US Dividend Equity ETF
Which is better, LTL or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. LTL led over 3Y and 5Y, SCHD over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LTL | SCHD |
|---|---|---|
| Expense Ratio | 0.95% | 0.06%Best |
| AUM | $6M | $112.1B |
| Dividend Yield | 1.01% | 3.00% |
| Holdings | 28 | 103 |
| YTD Return | -11.54% | +25.07%Best |
| 1Y Return | -11.73% | +27.61%Best |
| 3Y Return (annualized) | +30.98%Best | +15.74% |
| 5Y Return (annualized) | +15.49%Best | +9.89% |
| Volatility (annualized) | 31.0% | 13.6%Best |
| Max Drawdown | -65.8% | -33.4%Best |
| $10,000 over 5 years | $20,546Best | $16,025 |
| Fund Family | ProShares | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Mar 25, 2008 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 11, 2026 (14.9 years).
LTL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
LTL vs SCHD Performance
ProShares Ultra Communication Services (LTL) is an ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year LTL returned -11.73% while SCHD returned +27.61%. Year to date, LTL is down 11.54% versus a gain of 25.07% for SCHD.
Over three years, LTL compounded at +30.98% per year against +15.74% for SCHD; over five years the annualized figures are +15.49% and +9.89% respectively. Across the full 15-year window we track, SCHD has the edge at +11.36% annualized vs +11.15%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LTL has been the more volatile fund, with annualized monthly volatility of 31.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -65.8% for LTL and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
LTL charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, LTL currently yields 1.01% against 3.00% for SCHD.
Holdings Overlap
At least 6.3% of SCHD's money is in holdings LTL also owns.
Stated as a floor: for LTL, our book for it covers 60.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and LTL share little of their money.
2 positions in common, counted across the 24 positions we hold weights for in LTL and 100 in SCHD, against full books of 28 and 103.
You are not choosing between two funds in isolation.
Whichever of LTL and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LTL or SCHD?
LTL has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, LTL or SCHD?
Over the past year LTL returned -11.73% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), LTL annualized +11.15% vs +11.36% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LTL or SCHD?
LTL has been the more volatile fund at 31.0% annualized versus 13.6% for SCHD. Worst drawdown: LTL -65.8% vs SCHD -33.4%.
Should I hold both LTL and SCHD?
LTL and SCHD have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between LTL and SCHD?
At least 6.3% of SCHD's money is in holdings LTL also owns. Our book for LTL is partial, so the real figure is this or higher. They hold 2 positions in common, counted across the 24 positions we hold weights for in LTL and 100 in SCHD.
Which pays a higher dividend, LTL or SCHD?
LTL yields 1.01% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than LTL?
SCHD has a lower expense ratio. LTL led over 3Y and 5Y, SCHD over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.