LVHI vs SCHD
Franklin International Low Volatility High Dividend Index ETF vs Schwab US Dividend Equity ETF
Which is better, LVHI or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. LVHI led over 3Y and 5Y, SCHD over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LVHI | SCHD |
|---|---|---|
| Expense Ratio | 0.40% | 0.06%Best |
| AUM | $6.4B | $119.9B |
| Dividend Yield | 3.80% | 2.96% |
| Holdings | 574 | 204 |
| YTD Return | +16.82% | +31.72%Best |
| 1Y Return | +22.75% | +37.84%Best |
| 3Y Return (annualized) | +22.31%Best | +19.79% |
| 5Y Return (annualized) | +16.79%Best | +10.20% |
| Volatility (annualized) | 11.0%Best | 15.4% |
| Max Drawdown | -32.3%Best | -33.4% |
| $10,000 over 5 years | $21,728Best | $16,252 |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jul 27, 2016 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 28, 2016 to Nov 9, 2026 (10.3 years).
LVHI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.3 years both funds cover.
LVHI vs SCHD Performance
Franklin International Low Volatility High Dividend Index ETF (LVHI) is an ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year LVHI returned +22.75% while SCHD returned +37.84%. Year to date, LVHI is up 16.82% versus a gain of 31.72% for SCHD.
Over three years, LVHI compounded at +22.31% per year against +19.79% for SCHD; over five years the annualized figures are +16.79% and +10.20% respectively. Across the full 10-year window we track, SCHD has the edge at +11.53% annualized vs +11.37%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 11.0% for LVHI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.3% for LVHI and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
LVHI charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, LVHI currently yields 3.80% against 2.96% for SCHD.
Holdings Overlap
We hold position weights for 157 holdings in LVHI and 98 in SCHD, totalling 75.4% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 157 positions we hold weights for in LVHI and 98 in SCHD, against full books of 574 and 204.
You are not choosing between two funds in isolation.
Whichever of LVHI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LVHI or SCHD?
LVHI has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option, by $34 a year on a $10,000 investment.
Which performed better, LVHI or SCHD?
Over the past year LVHI returned +22.75% vs +37.84% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), LVHI annualized +11.37% vs +11.53% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LVHI or SCHD?
SCHD has been the more volatile fund at 15.4% annualized versus 11.0% for LVHI. Worst drawdown: LVHI -32.3% vs SCHD -33.4%.
Should I hold both LVHI and SCHD?
LVHI and SCHD have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, LVHI or SCHD?
LVHI yields 3.80% while SCHD yields 2.96%, so LVHI currently pays the higher dividend yield.
Is SCHD better than LVHI?
SCHD has a lower expense ratio. LVHI led over 3Y and 5Y, SCHD over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.