LVHI vs VTI
Franklin International Low Volatility High Dividend Index ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, LVHI or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. LVHI led over 1Y, 3Y and 5Y, VTI over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LVHI | VTI |
|---|---|---|
| Expense Ratio | 0.40% | 0.03%Best |
| AUM | $6.4B | $689.2B |
| Dividend Yield | 3.80% | 1.06% |
| Holdings | 574 | 3,542 |
| YTD Return | +16.98%Best | +10.82% |
| 1Y Return | +22.92%Best | +11.60% |
| 3Y Return (annualized) | +22.18%Best | +20.95% |
| 5Y Return (annualized) | +16.72%Best | +10.57% |
| Volatility (annualized) | 11.0%Best | 15.6% |
| Max Drawdown | -32.3%Best | -35.0% |
| $10,000 over 5 years | $21,663Best | $16,527 |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jul 27, 2016 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 28, 2016 to Nov 10, 2026 (10.3 years).
LVHI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.3 years both funds cover.
LVHI vs VTI Performance
Franklin International Low Volatility High Dividend Index ETF (LVHI) is an ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year LVHI returned +22.92% while VTI returned +11.60%. Year to date, LVHI is up 16.98% versus a gain of 10.82% for VTI.
Over three years, LVHI compounded at +22.18% per year against +20.95% for VTI; over five years the annualized figures are +16.72% and +10.57% respectively. Across the full 10-year window we track, VTI has the edge at +13.25% annualized vs +11.38%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 11.0% for LVHI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.3% for LVHI and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
LVHI charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, LVHI currently yields 3.80% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 157 holdings in LVHI and 3,464 in VTI, totalling 75.4% and 97.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 157 positions we hold weights for in LVHI and 3,464 in VTI, against full books of 574 and 3,542.
You are not choosing between two funds in isolation.
Whichever of LVHI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LVHI or VTI?
LVHI has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.
Which performed better, LVHI or VTI?
Over the past year LVHI returned +22.92% vs +11.60% for VTI, so LVHI leads on 1-year performance. Over the longest common window we track (10 years), LVHI annualized +11.38% vs +13.25% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LVHI or VTI?
VTI has been the more volatile fund at 15.6% annualized versus 11.0% for LVHI. Worst drawdown: LVHI -32.3% vs VTI -35.0%.
Should I hold both LVHI and VTI?
LVHI and VTI have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, LVHI or VTI?
LVHI yields 3.80% while VTI yields 1.06%, so LVHI currently pays the higher dividend yield.
Is VTI better than LVHI?
VTI has a lower expense ratio. LVHI led over 1Y, 3Y and 5Y, VTI over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.