LVHI vs VTI
Franklin International Low Volatility High Dividend Index ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. LVHI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | LVHI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.03% | |
| AUM | $5.6B | $666.9B | |
| Dividend Yield | 3.76% | 1.07% | |
| Holdings | 300 | 3,543 | |
| YTD Return | +15.32% | +13.14% | |
| 1Y Return | +26.73% | +22.35% | |
| 3Y Return (annualized) | +23.46% | +21.83% | |
| 5Y Return (annualized) | +16.08% | +12.01% | |
| Volatility (annualized) | 11.0% | 15.3% | |
| Max Drawdown | -32.3% | -56.6% | |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 27, 2016 | May 24, 2001 |
LVHI vs VTI Performance
Franklin International Low Volatility High Dividend Index ETF (LVHI) is a ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year LVHI returned +26.73% while VTI returned +22.35%. Year to date, LVHI is up 15.32% versus a gain of 13.14% for VTI.
Over three years, LVHI compounded at +23.46% per year against +21.83% for VTI; over five years the annualized figures are +16.08% and +12.01% respectively. Across the full 10-year window we track, LVHI has the edge at +11.48% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.0% for LVHI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.3% for LVHI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LVHI charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, LVHI currently yields 3.76% against 1.07% for VTI.
Holdings Overlap
LVHI and VTI share 0 holdings out of 2980 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LVHI or VTI?
LVHI has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $37 per year of difference.
Which performed better, LVHI or VTI?
Over the past year LVHI returned +26.73% vs +22.35% for VTI, so LVHI leads on 1-year performance. Over the longest common window we track (10 years), LVHI annualized +11.48% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, LVHI or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 11.0% for LVHI. Worst drawdown: LVHI -32.3% vs VTI -56.6%.
Should I hold both LVHI and VTI?
LVHI and VTI have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LVHI and VTI?
LVHI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2980 unique securities.
Which pays a higher dividend, LVHI or VTI?
LVHI yields 3.76% while VTI yields 1.07%, so LVHI currently pays the higher dividend yield.
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