MAMB vs SCHD
Monarch Ambassador Income Index ETF vs Schwab US Dividend Equity ETF
Which is better, MAMB or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 99.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MAMB | SCHD |
|---|---|---|
| Expense Ratio | 1.15% | 0.06%Best |
| AUM | $193M | $112.1B |
| Dividend Yield | 2.68% | 3.00% |
| Holdings | 10 | 103 |
| YTD Return | -1.57% | +24.04%Best |
| 1Y Return | -0.07% | +27.95%Best |
| 3Y Return (annualized) | +5.16% | +15.51%Best |
| 5Y Return (annualized) | -0.07% | +9.80%Best |
| Volatility (annualized) | 7.0%Best | 14.4% |
| Max Drawdown | -19.3% | -16.9%Best |
| $10,000 over 5 years | $9,965 | $15,959Best |
| Top 10 Weight | 99.5% | 41.8%Best |
| Fund Family | Monarch Funds | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Mar 23, 2021 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Mar 24, 2021 to Sep 16, 2026 (5.5 years).
MAMB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.
MAMB vs SCHD Performance
Monarch Ambassador Income Index ETF (MAMB) is an ETF from Monarch Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MAMB returned -0.07% while SCHD returned +27.95%. Year to date, MAMB is down 1.57% versus a gain of 24.04% for SCHD.
Over three years, MAMB compounded at +5.16% per year against +15.51% for SCHD; over five years the annualized figures are -0.07% and +9.80% respectively. Across the full 6-year window we track, SCHD has the edge at +10.40% annualized vs +0.39%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 7.0% for MAMB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for MAMB and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MAMB charges 1.15% per year while SCHD charges 0.06%. On a $10,000 position that is $115 vs $6 annually, a gap of $109 per year that compounds over a long holding period. On income, MAMB currently yields 2.68% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 10 holdings in MAMB and 100 in SCHD, totalling 99.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 10 positions we hold weights for in MAMB and 100 in SCHD, against full books of 10 and 103.
What only one of them owns
Measured across the 10 and 100 positions we hold weights for.
SCHD holds 99 positions MAMB does not, 99.9% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, ABT 4.69%, KO 4.17%, CVX 4.02%
You are not choosing between two funds in isolation.
Whichever of MAMB and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MAMB or SCHD?
MAMB has an expense ratio of 1.15% while SCHD charges 0.06%. SCHD is the cheaper option, by $109 a year on a $10,000 investment.
Which performed better, MAMB or SCHD?
Over the past year MAMB returned -0.07% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), MAMB annualized +0.39% vs +10.40% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MAMB or SCHD?
SCHD has been the more volatile fund at 14.4% annualized versus 7.0% for MAMB. Worst drawdown: MAMB -19.3% vs SCHD -16.9%.
Should I hold both MAMB and SCHD?
MAMB and SCHD have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MAMB or SCHD?
MAMB yields 2.68% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than MAMB?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 99.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.