MAYT vs VTI
AllianzIM US Equity Buffer10 May ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | MAYT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.74% | 0.03% | |
| AUM | $228M | $663.5B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +7.70% | +13.87% | |
| 1Y Return | +12.49% | +23.31% | |
| 3Y Return (annualized) | +14.58% | +21.17% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 6.6% | 15.3% | |
| Max Drawdown | -12.0% | -56.6% | |
| Fund Family | AllianzIM | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Apr 28, 2023 | May 24, 2001 |
MAYT vs VTI Performance
AllianzIM US Equity Buffer10 May ETF (MAYT) is a ETF from AllianzIM and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MAYT returned +12.49% while VTI returned +23.31%. Year to date, MAYT is up 7.70% versus a gain of 13.87% for VTI.
Over three years, MAYT compounded at +14.58% per year against +21.17% for VTI. Across the full 3-year window we track, MAYT has the edge at +15.19% annualized vs +8.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 6.6% for MAYT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.0% for MAYT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
MAYT charges 0.74% per year while VTI charges 0.03%. On a $10,000 position that is $74 vs $3 annually, a gap of $71 per year that compounds over a long holding period. On income, MAYT currently yields 0.00% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, MAYT or VTI?
MAYT has an expense ratio of 0.74% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, MAYT or VTI?
Over the past year MAYT returned +12.49% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), MAYT annualized +15.19% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, MAYT or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 6.6% for MAYT. Worst drawdown: MAYT -12.0% vs VTI -56.6%.
Should I hold both MAYT and VTI?
MAYT and VTI have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
Which pays a higher dividend, MAYT or VTI?
MAYT yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.