MAYZ vs VTI

MAYZ vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricMAYZVTIWinner
Expense Ratio0.79%0.03%
AUM$33M$666.9B
Dividend Yield2.00%1.07%
Holdings123,543
YTD Return+11.08%+14.82%
1Y Return+13.88%+22.43%
3Y Return (annualized)+15.50%+21.93%
5Y Return (annualized)+8.74%+12.34%
Volatility (annualized)11.8%15.4%
Max Drawdown-19.2%-56.6%
Fund FamilyTrueSharesVanguard (US)
CategoryEquityEquity
InceptionApr 30, 2021May 24, 2001

MAYZ vs VTI Performance

TrueShares Structured Outcome May ETF (MAYZ) is a ETF from TrueShares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MAYZ returned +13.88% while VTI returned +22.43%. Year to date, MAYZ is up 11.08% versus a gain of 14.82% for VTI.

Over three years, MAYZ compounded at +15.50% per year against +21.93% for VTI; over five years the annualized figures are +8.74% and +12.34% respectively. Across the full 5-year window we track, MAYZ has the edge at +9.26% annualized vs +8.16%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 11.8% for MAYZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.2% for MAYZ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

MAYZ charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, MAYZ currently yields 2.00% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

MAYZ and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MAYZ or VTI?

MAYZ has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, MAYZ or VTI?

Over the past year MAYZ returned +13.88% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), MAYZ annualized +9.26% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, MAYZ or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 11.8% for MAYZ. Worst drawdown: MAYZ -19.2% vs VTI -56.6%.

Should I hold both MAYZ and VTI?

MAYZ and VTI have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between MAYZ and VTI?

MAYZ and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, MAYZ or VTI?

MAYZ yields 2.00% while VTI yields 1.07%, so MAYZ currently pays the higher dividend yield.

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