MBSD vs VYM
Northern Trust Disciplined Duration MBS ETF vs Vanguard High Dividend Yield ETF
Which is better, MBSD or VYM?
VYM has been ahead.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MBSD | VYM |
|---|---|---|
| Expense Ratio | 0.20% | 0.04%Best |
| AUM | $88M | $81.6B |
| Dividend Yield | 4.17% | 2.22% |
| Holdings | 483 | 613 |
| YTD Return | -0.91% | +13.08%Best |
| 1Y Return | -0.09% | +17.46%Best |
| 3Y Return (annualized) | +4.12% | +17.73%Best |
| 5Y Return (annualized) | +0.30% | +12.22%Best |
| Volatility (annualized) | 3.5%Best | 13.8% |
| Max Drawdown | -18.0%Best | -35.7% |
| $10,000 over 5 years | $10,151 | $17,797Best |
| Fund Family | Northern Trust Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Sep 3, 2014 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 4, 2014 to Sep 14, 2026 (12 years).
MBSD vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
MBSD vs VYM Performance
Northern Trust Disciplined Duration MBS ETF (MBSD) is an ETF from Northern Trust Asset Management and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year MBSD returned -0.09% while VYM returned +17.46%. Year to date, MBSD is down 0.91% versus a gain of 13.08% for VYM.
Over three years, MBSD compounded at +4.12% per year against +17.73% for VYM; over five years the annualized figures are +0.30% and +12.22% respectively. Across the full 12-year window we track, VYM has the edge at +8.99% annualized vs -0.17%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 3.5% for MBSD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.0% for MBSD and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.34. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MBSD charges 0.20% per year while VYM charges 0.04%. On a $10,000 position that is $20 vs $4 annually, a gap of $16 per year that compounds over a long holding period. On income, MBSD currently yields 4.17% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 471 holdings in MBSD and 557 in VYM, totalling 85.0% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 471 positions we hold weights for in MBSD and 557 in VYM, against full books of 483 and 613.
You are not choosing between two funds in isolation.
Whichever of MBSD and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MBSD or VYM?
MBSD has an expense ratio of 0.20% while VYM charges 0.04%. VYM is the cheaper option, by $16 a year on a $10,000 investment.
Which performed better, MBSD or VYM?
Over the past year MBSD returned -0.09% vs +17.46% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (12 years), MBSD annualized -0.17% vs +8.99% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MBSD or VYM?
VYM has been the more volatile fund at 13.8% annualized versus 3.5% for MBSD. Worst drawdown: MBSD -18.0% vs VYM -35.7%.
Should I hold both MBSD and VYM?
MBSD and VYM have a monthly-return correlation of 0.34, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MBSD or VYM?
MBSD yields 4.17% while VYM yields 2.22%, so MBSD currently pays the higher dividend yield.
Is VYM better than MBSD?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.