MCSE vs VYM

MCSE vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricMCSEVYMWinner
Expense Ratio0.59%0.04%
AUM$3M$81.6B
Dividend Yield3.77%2.24%
Holdings28616
YTD Return-0.63%+16.42%
1Y Return+3.20%+24.22%
3Y Return (annualized)+1.38%+19.03%
5Y Return (annualized)-+12.21%
Volatility (annualized)19.2%14.6%
Max Drawdown-25.9%-58.8%
Fund FamilyFranklin Templeton Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionOct 31, 2022Nov 10, 2006

MCSE vs VYM Performance

Franklin Sustainable International Equity ETF (MCSE) is a ETF from Franklin Templeton Investments (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year MCSE returned +3.20% while VYM returned +24.22%. Year to date, MCSE is down 0.63% versus a gain of 16.42% for VYM.

Over three years, MCSE compounded at +1.38% per year against +19.03% for VYM. Across the full 3-year window we track, VYM has the edge at +7.10% annualized vs +6.41%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MCSE has been the more volatile fund, with annualized monthly volatility of 19.2% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.9% for MCSE and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MCSE charges 0.59% per year while VYM charges 0.04%. On a $10,000 position that is $59 vs $4 annually, a gap of $55 per year that compounds over a long holding period. On income, MCSE currently yields 3.77% against 2.24% for VYM.

Holdings Overlap

1.0%overlap

MCSE and VYM share 1 holdings out of 628 unique holdings combined, representing a 1.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MCSEWeight in VYMDifference
LIN4.82%0.99%3.83%

Frequently Asked Questions

Which is cheaper, MCSE or VYM?

MCSE has an expense ratio of 0.59% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $55 per year of difference.

Which performed better, MCSE or VYM?

Over the past year MCSE returned +3.20% vs +24.22% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), MCSE annualized +6.41% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, MCSE or VYM?

MCSE has been the more volatile fund at 19.2% annualized versus 14.6% for VYM. Worst drawdown: MCSE -25.9% vs VYM -58.8%.

Should I hold both MCSE and VYM?

MCSE and VYM have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MCSE and VYM?

MCSE and VYM share 1 common holdings with a 1.0% weight overlap. Combined, they hold 628 unique securities.

Which pays a higher dividend, MCSE or VYM?

MCSE yields 3.77% while VYM yields 2.24%, so MCSE currently pays the higher dividend yield.

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