MDCP vs VTI
VictoryShares THB Mid Cap ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | MDCP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $1M | $666.9B | |
| Dividend Yield | 0.28% | 1.07% | |
| Holdings | 31 | 3,543 | |
| YTD Return | -3.33% | +14.82% | |
| 1Y Return | -1.11% | +22.43% | |
| 3Y Return (annualized) | +5.59% | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | 19.7% | 15.4% | |
| Max Drawdown | -27.5% | -56.6% | |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 4, 2021 | May 24, 2001 |
MDCP vs VTI Performance
VictoryShares THB Mid Cap ETF (MDCP) is a ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MDCP returned -1.11% while VTI returned +22.43%. Year to date, MDCP is down 3.33% versus a gain of 14.82% for VTI.
Over three years, MDCP compounded at +5.59% per year against +21.93% for VTI. Across the full 4-year window we track, VTI has the edge at +8.16% annualized vs +3.26%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MDCP has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.5% for MDCP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
MDCP charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, MDCP currently yields 0.28% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, MDCP or VTI?
MDCP has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, MDCP or VTI?
Over the past year MDCP returned -1.11% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), MDCP annualized +3.26% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, MDCP or VTI?
MDCP has been the more volatile fund at 19.7% annualized versus 15.4% for VTI. Worst drawdown: MDCP -27.5% vs VTI -56.6%.
Should I hold both MDCP and VTI?
MDCP and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
Which pays a higher dividend, MDCP or VTI?
MDCP yields 0.28% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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