MDCP vs QQQ

MDCP vs QQQ

Which is better, MDCP or QQQ?

Mid Cap Blend against Large Cap Growth.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMDCPQQQ
Expense Ratio0.55%0.18%Best
AUM$1M$483.5B
Dividend Yield0.28%0.44%
Holdings31107
Volatility (annualized)19.7%Best21.3%
Max Drawdown-27.5%Best-35.1%
$10,000 over 3.5 years$11,188$12,969Best
Fund FamilyVictory Capital Management Inc.Invesco (US)
CategoryEquityEquity
StyleMid Cap BlendLarge Cap Growth
InceptionOct 4, 2021Mar 10, 1999

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 506 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. MDCP has data through Apr 23, 2025 and QQQ through Sep 11, 2026.

Volatility and max drawdown, and the $10,000 over 3.5 years row, are measured over the window both funds cover: Oct 5, 2021 to Apr 23, 2025 (3.5 years).

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 21.3% compared with 19.7% for MDCP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -27.5% for MDCP and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

MDCP charges 0.55% per year while QQQ charges 0.18%. On a $10,000 position that is $55 vs $18 annually, a gap of $37 per year that compounds over a long holding period. On income, MDCP currently yields 0.28% against 0.44% for QQQ.

You are not choosing between two funds in isolation.

Whichever of MDCP and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MDCPQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MDCP or QQQ?

MDCP has an expense ratio of 0.55% while QQQ charges 0.18%. QQQ is the cheaper option, by $37 a year on a $10,000 investment.

Which is riskier, MDCP or QQQ?

QQQ has been the more volatile fund at 21.3% annualized versus 19.7% for MDCP. Worst drawdown: MDCP -27.5% vs QQQ -35.1%.

Should I hold both MDCP and QQQ?

MDCP and QQQ have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, MDCP or QQQ?

MDCP yields 0.28% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.

Is QQQ better than MDCP?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.