MDYV vs VTI
State Street SPDR S&P 400 Mid Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | MDYV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $2.9B | $666.9B | |
| Dividend Yield | 1.67% | 1.07% | |
| Holdings | 304 | 3,543 | |
| YTD Return | +14.80% | +14.82% | |
| 1Y Return | +21.21% | +22.43% | |
| 3Y Return (annualized) | +14.16% | +21.93% | |
| 5Y Return (annualized) | +9.17% | +12.34% | |
| Volatility (annualized) | 19.0% | 15.4% | |
| Max Drawdown | -62.6% | -56.6% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 8, 2005 | May 24, 2001 |
MDYV vs VTI Performance
State Street SPDR S&P 400 Mid Cap Value ETF (MDYV) is a ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MDYV returned +21.21% while VTI returned +22.43%. Year to date, MDYV is up 14.80% versus a gain of 14.82% for VTI.
Over three years, MDYV compounded at +14.16% per year against +21.93% for VTI; over five years the annualized figures are +9.17% and +12.34% respectively. Across the full 21-year window we track, VTI has the edge at +8.16% annualized vs +7.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MDYV has been the more volatile fund, with annualized monthly volatility of 19.0% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -62.6% for MDYV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
MDYV charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, MDYV currently yields 1.67% against 1.07% for VTI.
Holdings Overlap
MDYV and VTI share 215 holdings out of 2870 unique holdings combined, representing a 1.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MDYV or VTI?
MDYV has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, MDYV or VTI?
Over the past year MDYV returned +21.21% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (21 years), MDYV annualized +7.13% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, MDYV or VTI?
MDYV has been the more volatile fund at 19.0% annualized versus 15.4% for VTI. Worst drawdown: MDYV -62.6% vs VTI -56.6%.
Should I hold both MDYV and VTI?
MDYV and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between MDYV and VTI?
MDYV and VTI share 215 common holdings with a 1.5% weight overlap. Combined, they hold 2870 unique securities.
Which pays a higher dividend, MDYV or VTI?
MDYV yields 1.67% while VTI yields 1.07%, so MDYV currently pays the higher dividend yield.
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