MIG vs VTI

MIG vs VTI

Which is better, MIG or VTI?

VTI has been ahead.

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMIGVTI
Expense Ratio0.20%0.03%Best
AUM$19M$666.9B
Dividend Yield4.78%1.03%
Holdings3643,543
YTD Return-4.64%+11.06%Best
1Y Return-5.19%+15.41%Best
3Y Return (annualized)+3.96%+20.48%Best
5Y Return (annualized)-0.66%+11.52%Best
Volatility (annualized)7.2%Best15.3%
Max Drawdown-21.0%Best-25.4%
$10,000 over 5 years$9,674$17,249Best
Fund FamilyVanEckVanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionDec 1, 2020May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Dec 2, 2020 to Sep 16, 2026 (5.8 years).

MIG vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.8 years both funds cover.

MIG vs VTI Performance

VanEck Moody's Analytics IG Corporate Bond ETF (MIG) is an ETF from VanEck and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MIG returned -5.19% while VTI returned +15.41%. Year to date, MIG is down 4.64% versus a gain of 11.06% for VTI.

Over three years, MIG compounded at +3.96% per year against +20.48% for VTI; over five years the annualized figures are -0.66% and +11.52% respectively. Across the full 6-year window we track, VTI has the edge at +13.84% annualized vs -0.13%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.2% for MIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.0% for MIG and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.

Fees and Cost Over Time

MIG charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, MIG currently yields 4.78% against 1.03% for VTI.

Holdings Overlap

VTI already in MIG6.5%

At least 6.5% of VTI's money is in holdings MIG also owns.

Stated as a floor: for MIG, our book for it covers 83.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

VTI and MIG share little of their money.

3 positions in common, counted across the 332 positions we hold weights for in MIG and 3,463 in VTI, against full books of 364 and 3,543.

Top Shared Holdings

StockWeight in MIGWeight in VTIDifference
AAPLApple, Inc0.08%6.29%6.21%
KDPKEURig Dr Pepper Inc Company Guar 04/29 3.950.50%0.06%0.44%
TMUST-Mobile Usa, Inc. 3.875% 15-Apr-20300.44%0.10%0.34%

You are not choosing between two funds in isolation.

Whichever of MIG and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MIGVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MIG or VTI?

MIG has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option, by $17 a year on a $10,000 investment.

Which performed better, MIG or VTI?

Over the past year MIG returned -5.19% vs +15.41% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), MIG annualized -0.13% vs +13.84% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, MIG or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 7.2% for MIG. Worst drawdown: MIG -21.0% vs VTI -25.4%.

Should I hold both MIG and VTI?

MIG and VTI have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between MIG and VTI?

At least 6.5% of VTI's money is in holdings MIG also owns. Our book for MIG is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 332 positions we hold weights for in MIG and 3,463 in VTI.

Which pays a higher dividend, MIG or VTI?

MIG yields 4.78% while VTI yields 1.03%, so MIG currently pays the higher dividend yield.

Is VTI better than MIG?

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.