MJSC vs SCHD
MUFG Japan Small Cap Active ETF vs Schwab US Dividend Equity ETF
Which is better, MJSC or SCHD?
Small Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y. MJSC is less concentrated, with 19.1% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MJSC | SCHD |
|---|---|---|
| Expense Ratio | 0.85% | 0.06%Best |
| AUM | $23M | $112.2B |
| Dividend Yield | 0.54% | 3.13% |
| Holdings | 97 | 103 |
| YTD Return | +22.54% | +26.13%Best |
| 1Y Return | +23.95% | +30.01%Best |
| 3Y Return (annualized) | - | +16.09% |
| 5Y Return (annualized) | - | +9.95% |
| Volatility (annualized) | 21.7% | 13.0%Best |
| Top 10 Weight | 19.1%Best | 41.5% |
| Fund Family | Mitsubishi UFJ Trust | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Value |
| Inception | Sep 16, 2025 | Oct 20, 2011 |
Not shown on this pair: Max Drawdown, $10,000 over the window.
MJSC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
MJSC vs SCHD Performance
MUFG Japan Small Cap Active ETF (MJSC) is an ETF from Mitsubishi UFJ Trust and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MJSC returned +23.95% while SCHD returned +30.01%. Year to date, MJSC is up 22.54% versus a gain of 26.13% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MJSC has been the more volatile fund, with annualized monthly volatility of 21.7% compared with 13.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MJSC charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, MJSC currently yields 0.54% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 97 holdings in MJSC and 100 in SCHD, totalling 99.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 97 positions we hold weights for in MJSC and 100 in SCHD, against full books of 97 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for MJSC (99.7% of the fund), and 0 for MJSC that do not appear in SCHD (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of MJSC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MJSC or SCHD?
MJSC has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, MJSC or SCHD?
Over the past year MJSC returned +23.95% vs +30.01% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MJSC or SCHD?
MJSC has been the more volatile fund at 21.7% annualized versus 13.0% for SCHD.
Should I hold both MJSC and SCHD?
MJSC and SCHD have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MJSC or SCHD?
MJSC yields 0.54% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than MJSC?
SCHD has a lower expense ratio. SCHD led over 1Y. MJSC is less concentrated, with 19.1% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.