MJSC vs VTI
MUFG Japan Small Cap Active ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MJSC or VTI?
Small Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. MJSC led over 1Y and the full window. MJSC is less concentrated, with 19.1% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MJSC | VTI |
|---|---|---|
| Expense Ratio | 0.85% | 0.03%Best |
| AUM | $23M | $690.1B |
| Dividend Yield | 0.53% | 1.03% |
| Holdings | 97 | 3,524 |
| YTD Return | +24.73%Best | +13.35% |
| 1Y Return | +29.76%Best | +15.92% |
| 3Y Return (annualized) | - | +23.41% |
| 5Y Return (annualized) | - | +12.83% |
| Volatility (annualized) | 20.8% | 12.5%Best |
| Max Drawdown | -12.6% | -8.9%Best |
| $10,000 over 1 years | $12,503Best | $11,715 |
| Top 10 Weight | 19.1%Best | 33.3% |
| Fund Family | Mitsubishi UFJ Trust | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Blend |
| Inception | Sep 16, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 17, 2025 to Oct 2, 2026 (1 years).
MJSC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
MJSC vs VTI Performance
MUFG Japan Small Cap Active ETF (MJSC) is an ETF from Mitsubishi UFJ Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MJSC returned +29.76% while VTI returned +15.92%. Year to date, MJSC is up 24.73% versus a gain of 13.35% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MJSC has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 12.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.6% for MJSC and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MJSC charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, MJSC currently yields 0.53% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 97 holdings in MJSC and 3,463 in VTI, totalling 99.8% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 46 days apart, MJSC as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 97 positions we hold weights for in MJSC and 3,463 in VTI, against full books of 97 and 3,524.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for MJSC (97.5% of the fund), and 0 for MJSC that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of MJSC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MJSC or VTI?
MJSC has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, MJSC or VTI?
Over the past year MJSC returned +29.76% vs +15.92% for VTI, so MJSC leads on 1-year performance. Over the longest common window we track (1 years), MJSC annualized +25.03% vs +17.15% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MJSC or VTI?
MJSC has been the more volatile fund at 20.8% annualized versus 12.5% for VTI. Worst drawdown: MJSC -12.6% vs VTI -8.9%.
Should I hold both MJSC and VTI?
MJSC and VTI have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MJSC or VTI?
MJSC yields 0.53% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than MJSC?
VTI has a lower expense ratio. MJSC led over 1Y and the full window. MJSC is less concentrated, with 19.1% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.