MLPI vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricMLPISPYWinner
Expense Ratio0.68%0.09%
AUM$813M$789.1B
Dividend Yield8.49%1.01%
Holdings27505
YTD Return+4.73%+13.79%
1Y Return+6.20%+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)111.3%15.3%
Max Drawdown-81.4%-56.5%
Fund FamilyNEOSState Street Investment Management
CategoryAlternativeEquity
InceptionDec 18, 2025Jan 22, 1993

MLPI vs SPY Performance

NEOS MLP & Energy Infrastructure High Income ETF (MLPI) is a ETF from NEOS and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year MLPI returned +6.20% while SPY returned +23.66%. Year to date, MLPI is up 4.73% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

MLPI has been the more volatile fund, with annualized monthly volatility of 111.3% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -81.4% for MLPI and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.13. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MLPI charges 0.68% per year while SPY charges 0.09%. On a $10,000 position that is $68 vs $9 annually, a gap of $59 per year that compounds over a long holding period. On income, MLPI currently yields 8.49% against 1.01% for SPY.

Holdings Overlap

0.4%overlap

MLPI and SPY share 4 holdings out of 523 unique holdings combined, representing a 0.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MLPIWeight in SPYDifference
WMB9.12%0.14%8.98%
KMI6.35%0.10%6.25%
TRGP5.70%0.09%5.61%
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Frequently Asked Questions

Which is cheaper, MLPI or SPY?

MLPI has an expense ratio of 0.68% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $59 per year of difference.

Which performed better, MLPI or SPY?

Over the past year MLPI returned +6.20% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (16 years), MLPI annualized +8.30% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, MLPI or SPY?

MLPI has been the more volatile fund at 111.3% annualized versus 15.3% for SPY. Worst drawdown: MLPI -81.4% vs SPY -56.5%.

Should I hold both MLPI and SPY?

MLPI and SPY have a monthly-return correlation of 0.13, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MLPI and SPY?

MLPI and SPY share 4 common holdings with a 0.4% weight overlap. Combined, they hold 523 unique securities.

Which pays a higher dividend, MLPI or SPY?

MLPI yields 8.49% while SPY yields 1.01%, so MLPI currently pays the higher dividend yield.

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