MLPI vs SPY

MLPI vs SPY

Which is better, MLPI or SPY?

Option Writing against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y and the full window. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 62.8%.

Lower Fees: SPYHigher Returns: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMLPISPY
Expense Ratio0.68%0.09%Best
AUM$936M$804.7B
Dividend Yield10.92%0.98%
Holdings27505
YTD Return+4.51%+12.09%Best
1Y Return+5.98%+16.29%Best
3Y Return (annualized)-+21.20%
5Y Return (annualized)-+13.37%
Volatility (annualized)110.9%14.4%Best
Max Drawdown-81.4%-34.1%Best
$10,000 over 16.5 years$36,819$69,928Best
Top 10 Weight62.8%37.8%Best
Fund FamilyNEOSState Street Investment Management
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionDec 18, 2025Jan 22, 1993

Volatility and max drawdown, and the $10,000 over 16.5 years row, are measured over the window both funds cover: Apr 1, 2010 to Sep 18, 2026 (16.5 years).

MLPI vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16.5 years both funds cover.

MLPI vs SPY Performance

NEOS MLP & Energy Infrastructure High Income ETF (MLPI) is an ETF from NEOS and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year MLPI returned +5.98% while SPY returned +16.29%. Year to date, MLPI is up 4.51% versus a gain of 12.09% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MLPI has been the more volatile fund, with annualized monthly volatility of 110.9% compared with 14.4% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -81.4% for MLPI and -34.1% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.13. They move largely independently of each other.

Fees and Cost Over Time

MLPI charges 0.68% per year while SPY charges 0.09%. On a $10,000 position that is $68 vs $9 annually, a gap of $59 per year that compounds over a long holding period. On income, MLPI currently yields 10.92% against 0.98% for SPY.

Holdings Overlap

MLPI already in SPY27.7%
SPY already in MLPI0.4%

27.7% of MLPI's money is in holdings SPY also owns. 0.4% of SPY's money is in holdings MLPI also owns.

MLPI and SPY share little of their money.

4 positions in common, counted across the 24 positions we hold weights for in MLPI and 504 in SPY, against full books of 27 and 505.

What only one of them owns

Our book lists 493 positions for SPY that do not appear in our book for MLPI (98.9% of the fund), and 16 for MLPI that do not appear in SPY (50.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in MLPIWeight in SPYDifference
WMBWilliams Cos. Inc.9.59%0.14%9.45%
KMIKinder Morgan Inc./de6.29%0.10%6.19%
TRGPTarga Resources Corp Preferred6.01%0.10%5.91%
OKEOneok Inc.5.77%0.09%5.68%

27.7% of MLPI is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

MLPISPY

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Frequently Asked Questions

Which is cheaper, MLPI or SPY?

MLPI has an expense ratio of 0.68% while SPY charges 0.09%. SPY is the cheaper option, by $59 a year on a $10,000 investment.

Which performed better, MLPI or SPY?

Over the past year MLPI returned +5.98% vs +16.29% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (17 years), MLPI annualized +8.22% vs +12.51% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, MLPI or SPY?

MLPI has been the more volatile fund at 110.9% annualized versus 14.4% for SPY. Worst drawdown: MLPI -81.4% vs SPY -34.1%.

Should I hold both MLPI and SPY?

MLPI and SPY have a monthly-return correlation of 0.13, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between MLPI and SPY?

27.7% of MLPI's money is in holdings SPY also owns. 0.4% of SPY's is in holdings MLPI also owns. They hold 4 positions in common, counted across the 24 positions we hold weights for in MLPI and 504 in SPY.

Which pays a higher dividend, MLPI or SPY?

MLPI yields 10.92% while SPY yields 0.98%, so MLPI currently pays the higher dividend yield.

Is SPY better than MLPI?

SPY has a lower expense ratio. SPY led over 1Y and the full window. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 62.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.