MMAR vs SPY

MMAR vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricMMARSPYWinner
Expense Ratio0.49%0.09%
AUM$2M$814.4B
Dividend Yield0.00%1.01%
Holdings6505
YTD Return+2.46%+12.87%
1Y Return-+21.13%
3Y Return (annualized)-+20.86%
5Y Return (annualized)-+12.69%
Volatility (annualized)-15.3%
Max Drawdown-1.3%-56.5%
Fund FamilyPacer ETFsState Street Investment Management
CategoryAlternativeEquity
InceptionJun 11, 2026Jan 22, 1993

MMAR vs SPY Performance

Pacer Swan SOS Moderate (March) ETF (MMAR) is a ETF from Pacer ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, MMAR is up 2.46% versus a gain of 12.87% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.3% for MMAR and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

MMAR charges 0.49% per year while SPY charges 0.09%. On a $10,000 position that is $49 vs $9 annually, a gap of $40 per year that compounds over a long holding period. On income, MMAR currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

MMAR and SPY share 0 holdings out of 505 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MMAR or SPY?

MMAR has an expense ratio of 0.49% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $40 per year of difference.

What is the holdings overlap between MMAR and SPY?

MMAR and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, MMAR or SPY?

MMAR yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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