MMID vs SCHD

MMID vs SCHD

Which is better, MMID or SCHD?

Mid Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y. MMID is less concentrated, with 15.2% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDHigher Returns (1Y): SCHDLess Concentrated: MMID

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMMIDSCHD
Expense Ratio0.59%0.06%Best
AUM$36M$112.1B
Dividend Yield0.68%3.00%
Holdings106103
YTD Return+5.59%+24.59%Best
1Y Return+7.01%+28.14%Best
3Y Return (annualized)-+15.58%
5Y Return (annualized)-+9.90%
Volatility (annualized)9.9%Best13.4%
Top 10 Weight15.2%Best41.8%
Fund FamilyMFS Investment ManagementCharles Schwab Asset Management
CategoryEquityEquity
StyleMid Cap BlendLarge Cap Value
InceptionSep 24, 2025Oct 20, 2011

Not shown on this pair: Max Drawdown, $10,000 over the window.

MMID vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

MMID vs SCHD Performance

MFS Active Mid Cap ETF (MMID) is an ETF from MFS Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MMID returned +7.01% while SCHD returned +28.14%. Year to date, MMID is up 5.59% versus a gain of 24.59% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.4% compared with 9.9% for MMID. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.

Fees and Cost Over Time

MMID charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, MMID currently yields 0.68% against 3.00% for SCHD.

Holdings Overlap

MMID already in SCHD0.9%
SCHD already in MMID0.1%

0.9% of MMID's money is in holdings SCHD also owns. 0.1% of SCHD's money is in holdings MMID also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 106 positions we hold weights for in MMID and 100 in SCHD, against full books of 106 and 103.

What only one of them owns

Our book lists 98 positions for SCHD that do not appear in our book for MMID (99.9% of the fund), and 94 for MMID that do not appear in SCHD (90.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in MMIDWeight in SCHDDifference
GVMXXSsi Us Gov Money Market Class0.92%0.06%0.86%

You are not choosing between two funds in isolation.

Whichever of MMID and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MMIDSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MMID or SCHD?

MMID has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option, by $53 a year on a $10,000 investment.

Which performed better, MMID or SCHD?

Over the past year MMID returned +7.01% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, MMID or SCHD?

SCHD has been the more volatile fund at 13.4% annualized versus 9.9% for MMID.

Should I hold both MMID and SCHD?

MMID and SCHD have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, MMID or SCHD?

MMID yields 0.68% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than MMID?

SCHD has a lower expense ratio. SCHD led over 1Y. MMID is less concentrated, with 15.2% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.