MMK vs VTI
State Street Prime Money Market ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MMK or VTI?
VTI costs less.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MMK | VTI |
|---|---|---|
| Expense Ratio | 0.18% | 0.03%Best |
| AUM | $32M | $689.2B |
| Dividend Yield | 2.30% | 1.06% |
| Holdings | 153 | 3,542 |
| YTD Return | +2.42% | +11.23%Best |
| 1Y Return | - | +12.01% |
| 3Y Return (annualized) | - | +21.03% |
| 5Y Return (annualized) | - | +10.44% |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Money Market | Equity |
| Style | - | Large Cap Blend |
| Inception | Feb 10, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
MMK vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
MMK vs VTI Performance
State Street Prime Money Market ETF (MMK) is an ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, MMK is up 2.42% versus a gain of 11.23% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
MMK charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, MMK currently yields 2.30% against 1.06% for VTI.
You are not choosing between two funds in isolation.
Whichever of MMK and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MMK or VTI?
MMK has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option, by $15 a year on a $10,000 investment.
Which pays a higher dividend, MMK or VTI?
MMK yields 2.30% while VTI yields 1.06%, so MMK currently pays the higher dividend yield.
Is VTI better than MMK?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.