IVV vs MMK
iShares Core S&P 500 ETF vs State Street Prime Money Market ETF
Quick Verdict
IVV has a lower expense ratio. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | MMK | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.18% | |
| AUM | $907.0B | $29M | |
| Dividend Yield | 1.10% | 1.37% | |
| Holdings | 508 | 0 | |
| YTD Return | +12.28% | +1.90% | |
| 1Y Return | +20.94% | - | |
| 3Y Return (annualized) | +21.81% | - | |
| 5Y Return (annualized) | +13.05% | - | |
| Volatility (annualized) | 15.1% | - | |
| Max Drawdown | -56.5% | -0.0% | |
| Fund Family | iShares by BlackRock (US) | State Street Investment Management | |
| Category | Equity | Money Market | |
| Inception | May 15, 2000 | Feb 10, 2026 |
IVV vs MMK Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and State Street Prime Money Market ETF (MMK) is a ETF from State Street Investment Management. Year to date, IVV is up 12.28% versus a gain of 1.90% for MMK.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for IVV and -0.0% for MMK. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IVV charges 0.03% per year while MMK charges 0.18%. On a $10,000 position that is $3 vs $18 annually, a gap of $15 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 1.37% for MMK.
Frequently Asked Questions
Which is cheaper, IVV or MMK?
IVV has an expense ratio of 0.03% while MMK charges 0.18%. IVV is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which pays a higher dividend, IVV or MMK?
IVV yields 1.10% while MMK yields 1.37%, so MMK currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.