MNBD vs SCHD

MNBD vs SCHD

Which is better, MNBD or SCHD?

SCHD has been ahead.

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window.

Lower Fees: SCHDHigher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMNBDSCHD
Expense Ratio0.44%0.06%Best
AUM$57M$112.1B
Dividend Yield3.39%3.00%
Holdings199103
YTD Return-0.91%+24.23%Best
1Y Return+0.23%+27.90%Best
3Y Return (annualized)+3.68%+15.55%Best
5Y Return (annualized)-+9.97%
Volatility (annualized)5.1%Best15.1%
Max Drawdown-5.9%Best-16.1%
$10,000 over 4.3 years$11,667$15,852Best
Fund FamilyALPS ETF TrustCharles Schwab Asset Management
CategoryFixed IncomeEquity
Style-Large Cap Value
InceptionMay 19, 2022Oct 20, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.3 years row, are measured over the window both funds cover: May 20, 2022 to Sep 17, 2026 (4.3 years).

MNBD vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.3 years both funds cover.

MNBD vs SCHD Performance

ALPS BBH Intermediate Municipal Bond ETF (MNBD) is an ETF from ALPS ETF Trust and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MNBD returned +0.23% while SCHD returned +27.90%. Year to date, MNBD is down 0.91% versus a gain of 24.23% for SCHD.

Over three years, MNBD compounded at +3.68% per year against +15.55% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.31% annualized vs +3.65%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.1% for MNBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.9% for MNBD and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.57. They move together some of the time, and apart the rest.

Fees and Cost Over Time

MNBD charges 0.44% per year while SCHD charges 0.06%. On a $10,000 position that is $44 vs $6 annually, a gap of $38 per year that compounds over a long holding period. On income, MNBD currently yields 3.39% against 3.00% for SCHD.

Holdings Overlap

We hold position weights for 62 holdings in MNBD and 100 in SCHD, totalling 27.9% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 62 positions we hold weights for in MNBD and 100 in SCHD, against full books of 199 and 103.

You are not choosing between two funds in isolation.

Whichever of MNBD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MNBDSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MNBD or SCHD?

MNBD has an expense ratio of 0.44% while SCHD charges 0.06%. SCHD is the cheaper option, by $38 a year on a $10,000 investment.

Which performed better, MNBD or SCHD?

Over the past year MNBD returned +0.23% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), MNBD annualized +3.65% vs +11.31% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, MNBD or SCHD?

SCHD has been the more volatile fund at 15.1% annualized versus 5.1% for MNBD. Worst drawdown: MNBD -5.9% vs SCHD -16.1%.

Should I hold both MNBD and SCHD?

MNBD and SCHD have a monthly-return correlation of 0.57, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, MNBD or SCHD?

MNBD yields 3.39% while SCHD yields 3.00%, so MNBD currently pays the higher dividend yield.

Is SCHD better than MNBD?

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.