MQQQ vs SCHD
Tradr 2X Long Innovation 100 Monthly ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. MQQQ delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | MQQQ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.95% | 0.06% | |
| AUM | $207M | $103.7B | |
| Dividend Yield | 1.49% | 3.31% | |
| Holdings | 9 | 104 | |
| YTD Return | +31.83% | +26.21% | |
| 1Y Return | +42.98% | +29.99% | |
| 3Y Return (annualized) | - | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 38.3% | 13.6% | |
| Max Drawdown | -42.2% | -33.4% | |
| Fund Family | Tradr ETFs | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Sep 3, 2024 | Oct 20, 2011 |
MQQQ vs SCHD Performance
Tradr 2X Long Innovation 100 Monthly ETF (MQQQ) is a ETF from Tradr ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MQQQ returned +42.98% while SCHD returned +29.99%. Year to date, MQQQ is up 31.83% versus a gain of 26.21% for SCHD.
Risk: Volatility and Drawdowns
MQQQ has been the more volatile fund, with annualized monthly volatility of 38.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.2% for MQQQ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.10. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MQQQ charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, MQQQ currently yields 1.49% against 3.31% for SCHD.
Holdings Overlap
MQQQ and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MQQQ or SCHD?
MQQQ has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.
Which performed better, MQQQ or SCHD?
Over the past year MQQQ returned +42.98% vs +29.99% for SCHD, so MQQQ leads on 1-year performance. Over the longest common window we track (2 years), MQQQ annualized +45.38% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, MQQQ or SCHD?
MQQQ has been the more volatile fund at 38.3% annualized versus 13.6% for SCHD. Worst drawdown: MQQQ -42.2% vs SCHD -33.4%.
Should I hold both MQQQ and SCHD?
MQQQ and SCHD have a monthly-return correlation of 0.10, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MQQQ and SCHD?
MQQQ and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, MQQQ or SCHD?
MQQQ yields 1.49% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.