MSSS vs VYM
Monarch Select Subsector Index ETF vs Vanguard High Dividend Yield ETF
Which is better, MSSS or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 99.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MSSS | VYM |
|---|---|---|
| Expense Ratio | 1.42% | 0.04%Best |
| AUM | $152M | $81.6B |
| Dividend Yield | 0.28% | 2.24% |
| Holdings | 12 | 613 |
| YTD Return | +16.52%Best | +14.33% |
| 1Y Return | +15.25% | +20.01%Best |
| 3Y Return (annualized) | - | +18.43% |
| 5Y Return (annualized) | - | +12.16% |
| Volatility (annualized) | 15.6% | 10.2%Best |
| Max Drawdown | -19.1% | -14.5%Best |
| $10,000 over 2.5 years | $14,087 | $14,842Best |
| Top 10 Weight | 99.9% | 25.9%Best |
| Fund Family | Monarch Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Feb 12, 2024 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Mar 7, 2024 to Sep 8, 2026 (2.5 years).
MSSS vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
MSSS vs VYM Performance
Monarch Select Subsector Index ETF (MSSS) is an ETF from Monarch Funds and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year MSSS returned +15.25% while VYM returned +20.01%. Year to date, MSSS is up 16.52% versus a gain of 14.33% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MSSS has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 10.2% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for MSSS and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MSSS charges 1.42% per year while VYM charges 0.04%. On a $10,000 position that is $142 vs $4 annually, a gap of $138 per year that compounds over a long holding period. On income, MSSS currently yields 0.28% against 2.24% for VYM.
Holdings Overlap
We hold position weights for 10 holdings in MSSS and 602 in VYM, totalling 99.9% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 49 days apart, MSSS as of Aug 18, 2026 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 10 positions we hold weights for in MSSS and 602 in VYM, against full books of 12 and 613.
What only one of them owns
Our book lists 569 positions for VYM that do not appear in our book for MSSS (97.2% of the fund), and 10 for MSSS that do not appear in VYM (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of MSSS and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MSSS or VYM?
MSSS has an expense ratio of 1.42% while VYM charges 0.04%. VYM is the cheaper option, by $138 a year on a $10,000 investment.
Which performed better, MSSS or VYM?
Over the past year MSSS returned +15.25% vs +20.01% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MSSS or VYM?
MSSS has been the more volatile fund at 15.6% annualized versus 10.2% for VYM. Worst drawdown: MSSS -19.1% vs VYM -14.5%.
Should I hold both MSSS and VYM?
MSSS and VYM have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MSSS or VYM?
MSSS yields 0.28% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
Is VYM better than MSSS?
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 99.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.