MSSS vs VOO

Quick Verdict

VOO has a lower expense ratio. MSSS delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: MSSSMore Diversified: VOO

Side-by-Side Comparison

MetricMSSSVOOWinner
Expense Ratio1.43%0.03%
AUM$145M$979.0B
Dividend Yield0.28%1.09%
Holdings12509
YTD Return+21.96%+14.48%
1Y Return+23.70%+22.02%
3Y Return (annualized)-+21.80%
5Y Return (annualized)-+13.36%
Volatility (annualized)15.9%14.2%
Max Drawdown-19.1%-34.3%
Fund FamilyMonarch FundsVanguard (US)
CategoryEquityEquity
InceptionFeb 12, 2024Sep 7, 2010

MSSS vs VOO Performance

Monarch Select Subsector Index ETF (MSSS) is a ETF from Monarch Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year MSSS returned +23.70% while VOO returned +22.02%. Year to date, MSSS is up 21.96% versus a gain of 14.48% for VOO.

Risk: Volatility and Drawdowns

MSSS has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.1% for MSSS and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

MSSS charges 1.43% per year while VOO charges 0.03%. On a $10,000 position that is $143 vs $3 annually, a gap of $140 per year that compounds over a long holding period. On income, MSSS currently yields 0.28% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

MSSS and VOO share 0 holdings out of 515 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MSSS or VOO?

MSSS has an expense ratio of 1.43% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $140 per year of difference.

Which performed better, MSSS or VOO?

Over the past year MSSS returned +23.70% vs +22.02% for VOO, so MSSS leads on 1-year performance. Over the longest common window we track (2 years), MSSS annualized +17.32% vs +13.61% for VOO. Past performance does not guarantee future results.

Which is riskier, MSSS or VOO?

MSSS has been the more volatile fund at 15.9% annualized versus 14.2% for VOO. Worst drawdown: MSSS -19.1% vs VOO -34.3%.

Should I hold both MSSS and VOO?

MSSS and VOO have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MSSS and VOO?

MSSS and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 515 unique securities.

Which pays a higher dividend, MSSS or VOO?

MSSS yields 0.28% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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