MTBA vs QQQ
Simplify MBS ETF vs Invesco QQQ Trust, Series 1
Which is better, MTBA or QQQ?
Short Term High Quality against Large Cap Growth.
MTBA has a lower expense ratio. QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MTBA | QQQ |
|---|---|---|
| Expense Ratio | 0.15%Best | 0.18% |
| AUM | $1.4B | $486.1B |
| Dividend Yield | 5.56% | 0.44% |
| Holdings | 13 | 107 |
| YTD Return | -0.40% | +17.54%Best |
| 1Y Return | +1.13% | +25.59%Best |
| 3Y Return (annualized) | - | +24.63% |
| 5Y Return (annualized) | - | +14.18% |
| Volatility (annualized) | 3.7%Best | 16.8% |
| Max Drawdown | -3.5%Best | -22.8% |
| $10,000 over 2.8 years | $11,275 | $19,480Best |
| Fund Family | Simplify Exchange Traded Funds | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | Short Term High Quality | Large Cap Growth |
| Inception | Nov 6, 2023 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 7, 2023 to Sep 4, 2026 (2.8 years).
MTBA vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
MTBA vs QQQ Performance
Simplify MBS ETF (MTBA) is an ETF from Simplify Exchange Traded Funds and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year MTBA returned +1.13% while QQQ returned +25.59%. Year to date, MTBA is down 0.40% versus a gain of 17.54% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 3.7% for MTBA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.5% for MTBA and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.26. They move largely independently of each other.
Fees and Cost Over Time
MTBA charges 0.15% per year while QQQ charges 0.18%. On a $10,000 position that is $15 vs $18 annually, a gap of $3 per year that compounds over a long holding period. On income, MTBA currently yields 5.56% against 0.44% for QQQ.
Holdings Overlap
We hold position weights for 9 holdings in MTBA and 102 in QQQ, totalling 198.6% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 9 positions we hold weights for in MTBA and 102 in QQQ, against full books of 13 and 107.
You are not choosing between two funds in isolation.
Whichever of MTBA and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MTBA or QQQ?
MTBA has an expense ratio of 0.15% while QQQ charges 0.18%. MTBA is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, MTBA or QQQ?
Over the past year MTBA returned +1.13% vs +25.59% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MTBA or QQQ?
QQQ has been the more volatile fund at 16.8% annualized versus 3.7% for MTBA. Worst drawdown: MTBA -3.5% vs QQQ -22.8%.
Should I hold both MTBA and QQQ?
MTBA and QQQ have a monthly-return correlation of 0.26, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MTBA or QQQ?
MTBA yields 5.56% while QQQ yields 0.44%, so MTBA currently pays the higher dividend yield.
Is QQQ better than MTBA?
MTBA has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.