MUS vs VOO
BlackRock MuniHoldings Quality Fund, Inc. vs Vanguard S&P 500 ETF
Which is better, MUS or VOO?
Municipal Bond against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MUS | VOO |
|---|---|---|
| Expense Ratio | 1.50% | 0.03%Best |
| AUM | $181M | $997.4B |
| Dividend Yield | 0.78% | 1.04% |
| Holdings | 233 | 509 |
| Volatility (annualized) | 11.8%Best | 13.5% |
| Max Drawdown | -29.7%Best | -34.3% |
| $10,000 over 10.5 years | $16,558 | $34,863Best |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) |
| Category | Tax Preferred | Equity |
| Style | Municipal Bond | Large Cap Blend |
| Inception | May 1, 1998 | Sep 7, 2010 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 2015 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. MUS has data through Mar 5, 2021 and VOO through Sep 10, 2026.
Volatility and max drawdown, and the $10,000 over 10.5 years row, are measured over the window both funds cover: Sep 9, 2010 to Mar 5, 2021 (10.5 years).
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 11.8% for MUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.7% for MUS and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.03. They move largely independently of each other.
Fees and Cost Over Time
MUS charges 1.50% per year while VOO charges 0.03%. On a $10,000 position that is $150 vs $3 annually, a gap of $147 per year that compounds over a long holding period. On income, MUS currently yields 0.78% against 1.04% for VOO.
You are not choosing between two funds in isolation.
Whichever of MUS and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MUS or VOO?
MUS has an expense ratio of 1.50% while VOO charges 0.03%. VOO is the cheaper option, by $147 a year on a $10,000 investment.
Which is riskier, MUS or VOO?
VOO has been the more volatile fund at 13.5% annualized versus 11.8% for MUS. Worst drawdown: MUS -29.7% vs VOO -34.3%.
Should I hold both MUS and VOO?
MUS and VOO have a monthly-return correlation of 0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MUS or VOO?
MUS yields 0.78% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.
Is VOO better than MUS?
VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.