MYCF vs VOO
State Street My2026 Corporate Bond ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | MYCF | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $48M | $979.0B | |
| Dividend Yield | 4.39% | 1.09% | |
| Holdings | 142 | 509 | |
| YTD Return | +2.07% | +13.72% | |
| 1Y Return | +3.91% | +21.63% | |
| 3Y Return (annualized) | - | +21.55% | |
| 5Y Return (annualized) | - | +13.26% | |
| Volatility (annualized) | 0.7% | 14.1% | |
| Max Drawdown | -0.6% | -34.3% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 23, 2024 | Sep 7, 2010 |
MYCF vs VOO Performance
State Street My2026 Corporate Bond ETF (MYCF) is a ETF from State Street Investment Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year MYCF returned +3.91% while VOO returned +21.63%. Year to date, MYCF is up 2.07% versus a gain of 13.72% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 0.7% for MYCF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.6% for MYCF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MYCF charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, MYCF currently yields 4.39% against 1.09% for VOO.
Holdings Overlap
MYCF and VOO share 0 holdings out of 646 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MYCF or VOO?
MYCF has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, MYCF or VOO?
Over the past year MYCF returned +3.91% vs +21.63% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), MYCF annualized +4.41% vs +13.56% for VOO. Past performance does not guarantee future results.
Which is riskier, MYCF or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 0.7% for MYCF. Worst drawdown: MYCF -0.6% vs VOO -34.3%.
Should I hold both MYCF and VOO?
MYCF and VOO have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MYCF and VOO?
MYCF and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 646 unique securities.
Which pays a higher dividend, MYCF or VOO?
MYCF yields 4.39% while VOO yields 1.09%, so MYCF currently pays the higher dividend yield.
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