MYCI vs VOO

MYCI vs VOO
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Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricMYCIVOOWinner
Expense Ratio0.15%0.03%
AUM$36M$997.4B
Dividend Yield4.57%1.08%
Holdings195509
YTD Return+1.19%+12.68%
1Y Return+3.47%+21.87%
3Y Return (annualized)-+22.06%
5Y Return (annualized)-+12.95%
Volatility (annualized)2.3%14.1%
Max Drawdown-1.9%-34.3%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 23, 2024Sep 7, 2010

MYCI vs VOO Performance

State Street My2029 Corporate Bond ETF (MYCI) is a ETF from State Street Investment Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year MYCI returned +3.47% while VOO returned +21.87%. Year to date, MYCI is up 1.19% versus a gain of 12.68% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 2.3% for MYCI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.9% for MYCI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.28. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MYCI charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, MYCI currently yields 4.57% against 1.08% for VOO.

Holdings Overlap

0.0%overlap

MYCI and VOO share 0 holdings out of 511 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MYCI or VOO?

MYCI has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, MYCI or VOO?

Over the past year MYCI returned +3.47% vs +21.87% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), MYCI annualized +5.31% vs +13.47% for VOO. Past performance does not guarantee future results.

Which is riskier, MYCI or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 2.3% for MYCI. Worst drawdown: MYCI -1.9% vs VOO -34.3%.

Should I hold both MYCI and VOO?

MYCI and VOO have a monthly-return correlation of 0.28, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MYCI and VOO?

MYCI and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 511 unique securities.

Which pays a higher dividend, MYCI or VOO?

MYCI yields 4.57% while VOO yields 1.08%, so MYCI currently pays the higher dividend yield.

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