MYCI vs VOO

MYCI vs VOO

Which is better, MYCI or VOO?

Investment Grade Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMYCIVOO
Expense Ratio0.15%0.03%Best
AUM$39M$997.4B
Dividend Yield4.55%1.04%
Holdings195509
YTD Return+0.49%+12.50%Best
1Y Return+1.53%+17.58%Best
3Y Return (annualized)-+21.27%
5Y Return (annualized)-+12.95%
Volatility (annualized)2.5%Best12.7%
Max Drawdown-1.9%Best-18.7%
$10,000 over 2 years$10,979$13,752Best
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
StyleInvestment Grade BondLarge Cap Blend
InceptionSep 23, 2024Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 24, 2024 to Sep 11, 2026 (2 years).

MYCI vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.

MYCI vs VOO Performance

State Street My2029 Corporate Bond ETF (MYCI) is an ETF from State Street Investment Management and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year MYCI returned +1.53% while VOO returned +17.58%. Year to date, MYCI is up 0.49% versus a gain of 12.50% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 2.5% for MYCI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.9% for MYCI and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.30. They move together some of the time, and apart the rest.

Fees and Cost Over Time

MYCI charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, MYCI currently yields 4.55% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 6 holdings in MYCI and 505 in VOO, totalling 2.5% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 6 positions we hold weights for in MYCI and 505 in VOO, against full books of 195 and 509.

You are not choosing between two funds in isolation.

Whichever of MYCI and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MYCIVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MYCI or VOO?

MYCI has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option, by $12 a year on a $10,000 investment.

Which performed better, MYCI or VOO?

Over the past year MYCI returned +1.53% vs +17.58% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), MYCI annualized +4.78% vs +17.27% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, MYCI or VOO?

VOO has been the more volatile fund at 12.7% annualized versus 2.5% for MYCI. Worst drawdown: MYCI -1.9% vs VOO -18.7%.

Should I hold both MYCI and VOO?

MYCI and VOO have a monthly-return correlation of 0.30, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, MYCI or VOO?

MYCI yields 4.55% while VOO yields 1.04%, so MYCI currently pays the higher dividend yield.

Is VOO better than MYCI?

VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.