MYCO vs SCHD
State Street My2035 Corporate Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | MYCO | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.06% | |
| AUM | $7M | $108.7B | |
| Dividend Yield | 3.85% | 3.13% | |
| Holdings | 95 | 104 | |
| YTD Return | -0.31% | +27.67% | |
| 1Y Return | +0.43% | +29.56% | |
| 3Y Return (annualized) | - | +16.53% | |
| 5Y Return (annualized) | - | +9.95% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -3.3% | -33.4% | |
| Fund Family | State Street Investment Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Sep 17, 2025 | Oct 20, 2011 |
MYCO vs SCHD Performance
State Street My2035 Corporate Bond ETF (MYCO) is a ETF from State Street Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MYCO returned +0.43% while SCHD returned +29.56%. Year to date, MYCO is down 0.31% versus a gain of 27.67% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.3% for MYCO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
MYCO charges 0.15% per year while SCHD charges 0.06%. On a $10,000 position that is $15 vs $6 annually, a gap of $9 per year that compounds over a long holding period. On income, MYCO currently yields 3.85% against 3.13% for SCHD.
Holdings Overlap
MYCO and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MYCO or SCHD?
MYCO has an expense ratio of 0.15% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, MYCO or SCHD?
Over the past year MYCO returned +0.43% vs +29.56% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between MYCO and SCHD?
MYCO and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, MYCO or SCHD?
MYCO yields 3.85% while SCHD yields 3.13%, so MYCO currently pays the higher dividend yield.
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