MYCP vs VTI

MYCP vs VTI

Which is better, MYCP or VTI?

Long Term High Quality against Large Cap Blend.

VTI has a lower expense ratio.

Lower Fees: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMYCPVTI
Expense Ratio0.15%0.03%Best
AUM$7M$689.2B
Dividend Yield0.13%1.06%
Holdings1113,542
YTD Return+0.39%+12.23%Best
1Y Return-+12.74%
3Y Return (annualized)-+21.44%
5Y Return (annualized)-+10.83%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
StyleLong Term High QualityLarge Cap Blend
InceptionSep 22, 2026May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

MYCP vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

MYCP vs VTI Performance

State Street My2036 Corporate Bond ETF (MYCP) is an ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, MYCP is up 0.39% versus a gain of 12.23% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

MYCP charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, MYCP currently yields 0.13% against 1.06% for VTI.

Holdings Overlap

We hold position weights for 10 holdings in MYCP and 3,464 in VTI, totalling 13.1% and 97.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 10 positions we hold weights for in MYCP and 3,464 in VTI, against full books of 111 and 3,542.

You are not choosing between two funds in isolation.

Whichever of MYCP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MYCPVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MYCP or VTI?

MYCP has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.

Which pays a higher dividend, MYCP or VTI?

MYCP yields 0.13% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.

Is VTI better than MYCP?

VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.