MYHA vs SPY

MYHA vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricMYHASPYWinner
Expense Ratio0.39%0.09%
AUM$5M$821.1B
Dividend Yield2.06%1.01%
Holdings97505
YTD Return+2.09%+12.68%
1Y Return-+21.82%
3Y Return (annualized)-+21.98%
5Y Return (annualized)-+12.89%
Volatility (annualized)-15.3%
Max Drawdown-0.7%-56.5%
Fund FamilyState Street Investment ManagementState Street Investment Management
CategoryFixed IncomeEquity
InceptionFeb 25, 2026Jan 22, 1993

MYHA vs SPY Performance

State Street My2027 High Yield Corporate Bond ETF (MYHA) is a ETF from State Street Investment Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, MYHA is up 2.09% versus a gain of 12.68% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.7% for MYHA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

MYHA charges 0.39% per year while SPY charges 0.09%. On a $10,000 position that is $39 vs $9 annually, a gap of $30 per year that compounds over a long holding period. On income, MYHA currently yields 2.06% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

MYHA and SPY share 0 holdings out of 523 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MYHA or SPY?

MYHA has an expense ratio of 0.39% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

What is the holdings overlap between MYHA and SPY?

MYHA and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 523 unique securities.

Which pays a higher dividend, MYHA or SPY?

MYHA yields 2.06% while SPY yields 1.01%, so MYHA currently pays the higher dividend yield.

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