MYHB vs SCHD
State Street My2028 High Yield Corporate Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. MYHB offers more diversification with 135 holdings.
Side-by-Side Comparison
| Metric | MYHB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.06% | |
| AUM | $5M | $108.7B | |
| Dividend Yield | 2.23% | 3.13% | |
| Holdings | 135 | 104 | |
| YTD Return | +2.59% | +27.67% | |
| 1Y Return | - | +31.26% | |
| 3Y Return (annualized) | - | +16.66% | |
| 5Y Return (annualized) | - | +10.18% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -1.1% | -33.4% | |
| Fund Family | State Street Investment Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Feb 25, 2026 | Oct 20, 2011 |
MYHB vs SCHD Performance
State Street My2028 High Yield Corporate Bond ETF (MYHB) is a ETF from State Street Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, MYHB is up 2.59% versus a gain of 27.67% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.1% for MYHB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
MYHB charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, MYHB currently yields 2.23% against 3.13% for SCHD.
Holdings Overlap
MYHB and SCHD share 0 holdings out of 123 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MYHB or SCHD?
MYHB has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
What is the holdings overlap between MYHB and SCHD?
MYHB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 123 unique securities.
Which pays a higher dividend, MYHB or SCHD?
MYHB yields 2.23% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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