MYMI vs VXUS
State Street My2029 Municipal Bond ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | MYMI | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.05% | |
| AUM | $13M | $156.5B | |
| Dividend Yield | 2.87% | 2.60% | |
| Holdings | 105 | 8,747 | |
| YTD Return | +1.12% | +14.07% | |
| 1Y Return | +3.28% | +27.24% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.14% | |
| Volatility (annualized) | 2.7% | 15.1% | |
| Max Drawdown | -3.1% | -39.9% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Tax Preferred | Equity | |
| Inception | Sep 23, 2024 | Jan 26, 2011 |
MYMI vs VXUS Performance
State Street My2029 Municipal Bond ETF (MYMI) is a ETF from State Street Investment Management and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year MYMI returned +3.28% while VXUS returned +27.24%. Year to date, MYMI is up 1.12% versus a gain of 14.07% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.7% for MYMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.1% for MYMI and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MYMI charges 0.20% per year while VXUS charges 0.05%. On a $10,000 position that is $20 vs $5 annually, a gap of $15 per year that compounds over a long holding period. On income, MYMI currently yields 2.87% against 2.60% for VXUS.
Holdings Overlap
MYMI and VXUS share 0 holdings out of 7935 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MYMI or VXUS?
MYMI has an expense ratio of 0.20% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, MYMI or VXUS?
Over the past year MYMI returned +3.28% vs +27.24% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), MYMI annualized +1.97% vs +4.83% for VXUS. Past performance does not guarantee future results.
Which is riskier, MYMI or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 2.7% for MYMI. Worst drawdown: MYMI -3.1% vs VXUS -39.9%.
Should I hold both MYMI and VXUS?
MYMI and VXUS have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MYMI and VXUS?
MYMI and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7935 unique securities.
Which pays a higher dividend, MYMI or VXUS?
MYMI yields 2.87% while VXUS yields 2.60%, so MYMI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.