NEMD vs SCHD
Neuberger Berman Emerging Markets Debt Hard Currency ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. NEMD offers more diversification with 276 holdings.
Side-by-Side Comparison
| Metric | NEMD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.06% | |
| AUM | $138M | $108.7B | |
| Dividend Yield | 5.83% | 3.13% | |
| Holdings | 276 | 104 | |
| YTD Return | +3.98% | +27.67% | |
| 1Y Return | +10.93% | +29.56% | |
| 3Y Return (annualized) | - | +16.53% | |
| 5Y Return (annualized) | - | +9.95% | |
| Volatility (annualized) | 5.5% | 13.6% | |
| Max Drawdown | -4.4% | -33.4% | |
| Fund Family | Neuberger Berman | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Aug 11, 2025 | Oct 20, 2011 |
NEMD vs SCHD Performance
Neuberger Berman Emerging Markets Debt Hard Currency ETF (NEMD) is a ETF from Neuberger Berman and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NEMD returned +10.93% while SCHD returned +29.56%. Year to date, NEMD is up 3.98% versus a gain of 27.67% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 5.5% for NEMD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.4% for NEMD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NEMD charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, NEMD currently yields 5.83% against 3.13% for SCHD.
Holdings Overlap
NEMD and SCHD share 0 holdings out of 150 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NEMD or SCHD?
NEMD has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, NEMD or SCHD?
Over the past year NEMD returned +10.93% vs +29.56% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), NEMD annualized +10.94% vs +11.55% for SCHD. Past performance does not guarantee future results.
Which is riskier, NEMD or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 5.5% for NEMD. Worst drawdown: NEMD -4.4% vs SCHD -33.4%.
Should I hold both NEMD and SCHD?
NEMD and SCHD have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NEMD and SCHD?
NEMD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 150 unique securities.
Which pays a higher dividend, NEMD or SCHD?
NEMD yields 5.83% while SCHD yields 3.13%, so NEMD currently pays the higher dividend yield.
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