NFLT vs SCHD
Virtus Newfleet Multi-Sector Bond ETF vs Schwab US Dividend Equity ETF
Which is better, NFLT or SCHD?
Diversified Sectoral Bond against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NFLT | SCHD |
|---|---|---|
| Expense Ratio | 0.50% | 0.06%Best |
| AUM | $486M | $112.1B |
| Dividend Yield | 5.41% | 3.00% |
| Holdings | 895 | 103 |
| YTD Return | +0.81% | +25.88%Best |
| 1Y Return | +2.41% | +30.22%Best |
| 3Y Return (annualized) | +6.92% | +16.05%Best |
| 5Y Return (annualized) | +2.72% | +10.17%Best |
| Volatility (annualized) | 5.3%Best | 14.8% |
| Max Drawdown | -18.9%Best | -33.4% |
| $10,000 over 5 years | $11,436 | $16,230Best |
| Fund Family | Virtus Investment Partners | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Diversified Sectoral Bond | Large Cap Value |
| Inception | Aug 10, 2015 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Aug 11, 2015 to Sep 14, 2026 (11.1 years).
NFLT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.1 years both funds cover.
NFLT vs SCHD Performance
Virtus Newfleet Multi-Sector Bond ETF (NFLT) is an ETF from Virtus Investment Partners and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NFLT returned +2.41% while SCHD returned +30.22%. Year to date, NFLT is up 0.81% versus a gain of 25.88% for SCHD.
Over three years, NFLT compounded at +6.92% per year against +16.05% for SCHD; over five years the annualized figures are +2.72% and +10.17% respectively. Across the full 11-year window we track, SCHD has the edge at +11.21% annualized vs +1.64%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 5.3% for NFLT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.9% for NFLT and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
NFLT charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, NFLT currently yields 5.41% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 19 holdings in NFLT and 100 in SCHD, totalling 1.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 19 positions we hold weights for in NFLT and 100 in SCHD, against full books of 895 and 103.
You are not choosing between two funds in isolation.
Whichever of NFLT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NFLT or SCHD?
NFLT has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, NFLT or SCHD?
Over the past year NFLT returned +2.41% vs +30.22% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), NFLT annualized +1.64% vs +11.21% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NFLT or SCHD?
SCHD has been the more volatile fund at 14.8% annualized versus 5.3% for NFLT. Worst drawdown: NFLT -18.9% vs SCHD -33.4%.
Should I hold both NFLT and SCHD?
NFLT and SCHD have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NFLT or SCHD?
NFLT yields 5.41% while SCHD yields 3.00%, so NFLT currently pays the higher dividend yield.
Is SCHD better than NFLT?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.