NSIV vs SCHD
North Square Disciplined Value ETF vs Schwab US Dividend Equity ETF
Which is better, NSIV or SCHD?
SCHD costs less.
SCHD has a lower expense ratio. NSIV is less concentrated, with 33.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NSIV | SCHD |
|---|---|---|
| Expense Ratio | 0.38% | 0.06%Best |
| AUM | $77M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 58 | 103 |
| YTD Return | +1.97% | +21.73%Best |
| 1Y Return | - | +26.35% |
| 3Y Return (annualized) | - | +16.02% |
| 5Y Return (annualized) | - | +9.26% |
| Top 10 Weight | 33.9%Best | 41.8% |
| Fund Family | North Square Investments, LLC | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jul 9, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
NSIV vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
NSIV vs SCHD Performance
North Square Disciplined Value ETF (NSIV) is an ETF from North Square Investments, LLC and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, NSIV is up 1.97% versus a gain of 21.73% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
NSIV charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, NSIV currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
11.6% of NSIV's money is in holdings SCHD also owns. 16.0% of SCHD's money is in holdings NSIV also owns.
SCHD and NSIV share little of their money.
5 positions in common, counted across the 55 positions we hold weights for in NSIV and 100 in SCHD, against full books of 58 and 103.
What only one of them owns
Our book lists 94 positions for SCHD that do not appear in our book for NSIV (83.9% of the fund), and 48 for NSIV that do not appear in SCHD (83.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of NSIV and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NSIV or SCHD?
NSIV has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option, by $32 a year on a $10,000 investment.
What is the holdings overlap between NSIV and SCHD?
16.0% of SCHD's money is in holdings NSIV also owns. 16.0% of SCHD's is in holdings NSIV also owns. They hold 5 positions in common, counted across the 55 positions we hold weights for in NSIV and 100 in SCHD.
Which pays a higher dividend, NSIV or SCHD?
NSIV yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than NSIV?
SCHD has a lower expense ratio. NSIV is less concentrated, with 33.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.