NSIV vs SCHD
North Square Disciplined Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | NSIV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.38% | 0.06% | |
| AUM | $78M | $108.7B | |
| Dividend Yield | 0.00% | 3.13% | |
| Holdings | 57 | 104 | |
| YTD Return | +4.98% | +28.63% | |
| 1Y Return | - | +32.53% | |
| 3Y Return (annualized) | - | +16.97% | |
| 5Y Return (annualized) | - | +10.47% | |
| Volatility (annualized) | - | 13.7% | |
| Max Drawdown | -1.0% | -33.4% | |
| Fund Family | North Square Investments, LLC | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 9, 2026 | Oct 20, 2011 |
NSIV vs SCHD Performance
North Square Disciplined Value ETF (NSIV) is a ETF from North Square Investments, LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, NSIV is up 4.98% versus a gain of 28.63% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.0% for NSIV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
NSIV charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, NSIV currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
NSIV and SCHD share 4 holdings out of 153 unique holdings combined, representing a 9.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NSIV or SCHD?
NSIV has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
What is the holdings overlap between NSIV and SCHD?
NSIV and SCHD share 4 common holdings with a 9.1% weight overlap. Combined, they hold 153 unique securities.
Which pays a higher dividend, NSIV or SCHD?
NSIV yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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