NUAG vs SCHD
Nuveen Enhanced Yield US Aggregate Bond ETF vs Schwab US Dividend Equity ETF
Which is better, NUAG or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NUAG | SCHD |
|---|---|---|
| Expense Ratio | 0.16% | 0.06%Best |
| AUM | $98M | $112.1B |
| Dividend Yield | 4.57% | 3.00% |
| Holdings | 999 | 103 |
| YTD Return | -0.71% | +25.07%Best |
| 1Y Return | -0.19% | +27.61%Best |
| 3Y Return (annualized) | +4.67% | +15.74%Best |
| 5Y Return (annualized) | -0.23% | +9.89%Best |
| Volatility (annualized) | 5.5%Best | 15.3% |
| Max Drawdown | -20.8%Best | -33.4% |
| $10,000 over 5 years | $9,886 | $16,025Best |
| Fund Family | Nuveen | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Sep 14, 2016 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 15, 2016 to Sep 11, 2026 (10 years).
NUAG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
NUAG vs SCHD Performance
Nuveen Enhanced Yield US Aggregate Bond ETF (NUAG) is an ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NUAG returned -0.19% while SCHD returned +27.61%. Year to date, NUAG is down 0.71% versus a gain of 25.07% for SCHD.
Over three years, NUAG compounded at +4.67% per year against +15.74% for SCHD; over five years the annualized figures are -0.23% and +9.89% respectively. Across the full 10-year window we track, SCHD has the edge at +11.46% annualized vs +0.04%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.5% for NUAG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.8% for NUAG and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.40. They move together some of the time, and apart the rest.
Fees and Cost Over Time
NUAG charges 0.16% per year while SCHD charges 0.06%. On a $10,000 position that is $16 vs $6 annually, a gap of $10 per year that compounds over a long holding period. On income, NUAG currently yields 4.57% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 612 holdings in NUAG and 100 in SCHD, totalling 54.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 612 positions we hold weights for in NUAG and 100 in SCHD, against full books of 999 and 103.
You are not choosing between two funds in isolation.
Whichever of NUAG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NUAG or SCHD?
NUAG has an expense ratio of 0.16% while SCHD charges 0.06%. SCHD is the cheaper option, by $10 a year on a $10,000 investment.
Which performed better, NUAG or SCHD?
Over the past year NUAG returned -0.19% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), NUAG annualized +0.04% vs +11.46% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NUAG or SCHD?
SCHD has been the more volatile fund at 15.3% annualized versus 5.5% for NUAG. Worst drawdown: NUAG -20.8% vs SCHD -33.4%.
Should I hold both NUAG and SCHD?
NUAG and SCHD have a monthly-return correlation of 0.40, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NUAG or SCHD?
NUAG yields 4.57% while SCHD yields 3.00%, so NUAG currently pays the higher dividend yield.
Is SCHD better than NUAG?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.