NULG vs SCHD
Nuveen ESG Large-Cap Growth ETF vs Schwab US Dividend Equity ETF
Which is better, NULG or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. NULG led over 3Y, 5Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 45.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NULG | SCHD |
|---|---|---|
| Expense Ratio | 0.26% | 0.06%Best |
| AUM | $2.9B | $112.1B |
| Dividend Yield | 0.10% | 3.00% |
| Holdings | 71 | 103 |
| YTD Return | +12.76% | +24.59%Best |
| 1Y Return | +11.73% | +28.14%Best |
| 3Y Return (annualized) | +20.56%Best | +15.58% |
| 5Y Return (annualized) | +11.20%Best | +9.90% |
| Volatility (annualized) | 18.8% | 15.4%Best |
| Max Drawdown | -36.2% | -33.4%Best |
| $10,000 over 5 years | $17,003Best | $16,032 |
| Top 10 Weight | 45.5% | 41.8%Best |
| Fund Family | Nuveen | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Dec 13, 2016 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Dec 14, 2016 to Sep 10, 2026 (9.7 years).
NULG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.7 years both funds cover.
NULG vs SCHD Performance
Nuveen ESG Large-Cap Growth ETF (NULG) is an ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NULG returned +11.73% while SCHD returned +28.14%. Year to date, NULG is up 12.76% versus a gain of 24.59% for SCHD.
Over three years, NULG compounded at +20.56% per year against +15.58% for SCHD; over five years the annualized figures are +11.20% and +9.90% respectively. Across the full 10-year window we track, NULG has the edge at +18.11% annualized vs +11.17%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NULG has been the more volatile fund, with annualized monthly volatility of 18.8% compared with 15.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.2% for NULG and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
NULG charges 0.26% per year while SCHD charges 0.06%. On a $10,000 position that is $26 vs $6 annually, a gap of $20 per year that compounds over a long holding period. On income, NULG currently yields 0.10% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 67 holdings in NULG and 100 in SCHD, totalling 98.4% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 67 positions we hold weights for in NULG and 100 in SCHD, against full books of 71 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for NULG (99.9% of the fund), and 66 for NULG that do not appear in SCHD (97.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of NULG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NULG or SCHD?
NULG has an expense ratio of 0.26% while SCHD charges 0.06%. SCHD is the cheaper option, by $20 a year on a $10,000 investment.
Which performed better, NULG or SCHD?
Over the past year NULG returned +11.73% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), NULG annualized +18.11% vs +11.17% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NULG or SCHD?
NULG has been the more volatile fund at 18.8% annualized versus 15.4% for SCHD. Worst drawdown: NULG -36.2% vs SCHD -33.4%.
Should I hold both NULG and SCHD?
NULG and SCHD have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NULG or SCHD?
NULG yields 0.10% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than NULG?
SCHD has a lower expense ratio. NULG led over 3Y, 5Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 45.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.