NUMG vs SCHD
Nuveen ESG Mid-Cap Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | NUMG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.31% | 0.06% | |
| AUM | $343M | $103.7B | |
| Dividend Yield | 0.01% | 3.31% | |
| Holdings | 43 | 104 | |
| YTD Return | +1.44% | +24.26% | |
| 1Y Return | +1.56% | +31.38% | |
| 3Y Return (annualized) | +7.11% | +15.08% | |
| 5Y Return (annualized) | -0.50% | +9.72% | |
| Volatility (annualized) | 19.7% | 13.6% | |
| Max Drawdown | -39.0% | -33.4% | |
| Fund Family | Nuveen | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 13, 2016 | Oct 20, 2011 |
NUMG vs SCHD Performance
Nuveen ESG Mid-Cap Growth ETF (NUMG) is a ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NUMG returned +1.56% while SCHD returned +31.38%. Year to date, NUMG is up 1.44% versus a gain of 24.26% for SCHD.
Over three years, NUMG compounded at +7.11% per year against +15.08% for SCHD; over five years the annualized figures are -0.50% and +9.72% respectively. Across the full 10-year window we track, SCHD has the edge at +11.39% annualized vs +9.54%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NUMG has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.0% for NUMG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NUMG charges 0.31% per year while SCHD charges 0.06%. On a $10,000 position that is $31 vs $6 annually, a gap of $25 per year that compounds over a long holding period. On income, NUMG currently yields 0.01% against 3.31% for SCHD.
Holdings Overlap
NUMG and SCHD share 0 holdings out of 143 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NUMG or SCHD?
NUMG has an expense ratio of 0.31% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $25 per year of difference.
Which performed better, NUMG or SCHD?
Over the past year NUMG returned +1.56% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), NUMG annualized +9.54% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, NUMG or SCHD?
NUMG has been the more volatile fund at 19.7% annualized versus 13.6% for SCHD. Worst drawdown: NUMG -39.0% vs SCHD -33.4%.
Should I hold both NUMG and SCHD?
NUMG and SCHD have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NUMG and SCHD?
NUMG and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 143 unique securities.
Which pays a higher dividend, NUMG or SCHD?
NUMG yields 0.01% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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