NVBT vs VYM
AllianzIM US Equity Buffer10 Nov ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | NVBT | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.74% | 0.04% | |
| AUM | $30M | $79.0B | |
| Dividend Yield | 0.00% | 2.86% | |
| Holdings | 5 | 568 | |
| YTD Return | +10.19% | +16.10% | |
| 1Y Return | +15.89% | +25.99% | |
| 3Y Return (annualized) | +12.37% | +18.29% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | 8.8% | 14.6% | |
| Max Drawdown | -12.9% | -58.8% | |
| Fund Family | AllianzIM | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Oct 31, 2022 | Nov 10, 2006 |
NVBT vs VYM Performance
AllianzIM US Equity Buffer10 Nov ETF (NVBT) is a ETF from AllianzIM and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year NVBT returned +15.89% while VYM returned +25.99%. Year to date, NVBT is up 10.19% versus a gain of 16.10% for VYM.
Over three years, NVBT compounded at +12.37% per year against +18.29% for VYM. Across the full 4-year window we track, NVBT has the edge at +13.72% annualized vs +7.08%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 8.8% for NVBT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.9% for NVBT and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NVBT charges 0.74% per year while VYM charges 0.04%. On a $10,000 position that is $74 vs $4 annually, a gap of $70 per year that compounds over a long holding period. On income, NVBT currently yields 0.00% against 2.86% for VYM.
Frequently Asked Questions
Which is cheaper, NVBT or VYM?
NVBT has an expense ratio of 0.74% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $70 per year of difference.
Which performed better, NVBT or VYM?
Over the past year NVBT returned +15.89% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), NVBT annualized +13.72% vs +7.08% for VYM. Past performance does not guarantee future results.
Which is riskier, NVBT or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 8.8% for NVBT. Worst drawdown: NVBT -12.9% vs VYM -58.8%.
Should I hold both NVBT and VYM?
NVBT and VYM have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, NVBT or VYM?
NVBT yields 0.00% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.