NVDY vs SCHD
YieldMax NVDA Option Income Strategy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | NVDY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.27% | 0.06% | |
| AUM | $1.4B | $103.7B | |
| Dividend Yield | 65.68% | 3.31% | |
| Holdings | 16 | 104 | |
| YTD Return | +12.74% | +25.33% | |
| 1Y Return | +19.56% | +32.31% | |
| 3Y Return (annualized) | +56.35% | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 29.4% | 13.6% | |
| Max Drawdown | -33.9% | -33.4% | |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | May 10, 2023 | Oct 20, 2011 |
NVDY vs SCHD Performance
YieldMax NVDA Option Income Strategy ETF (NVDY) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NVDY returned +19.56% while SCHD returned +32.31%. Year to date, NVDY is up 12.74% versus a gain of 25.33% for SCHD.
Over three years, NVDY compounded at +56.35% per year against +15.40% for SCHD. Across the full 3-year window we track, NVDY has the edge at +58.07% annualized vs +11.45%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NVDY has been the more volatile fund, with annualized monthly volatility of 29.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for NVDY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.21. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NVDY charges 1.27% per year while SCHD charges 0.06%. On a $10,000 position that is $127 vs $6 annually, a gap of $121 per year that compounds over a long holding period. On income, NVDY currently yields 65.68% against 3.31% for SCHD.
Holdings Overlap
NVDY and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NVDY or SCHD?
NVDY has an expense ratio of 1.27% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $121 per year of difference.
Which performed better, NVDY or SCHD?
Over the past year NVDY returned +19.56% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), NVDY annualized +58.07% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, NVDY or SCHD?
NVDY has been the more volatile fund at 29.4% annualized versus 13.6% for SCHD. Worst drawdown: NVDY -33.9% vs SCHD -33.4%.
Should I hold both NVDY and SCHD?
NVDY and SCHD have a monthly-return correlation of 0.21, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NVDY and SCHD?
NVDY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, NVDY or SCHD?
NVDY yields 65.68% while SCHD yields 3.31%, so NVDY currently pays the higher dividend yield.
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