NVDY vs VTI
YieldMax NVDA Option Income Strategy ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. NVDY delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | NVDY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.27% | 0.03% | |
| AUM | $1.4B | $663.5B | |
| Dividend Yield | 65.68% | 1.07% | |
| Holdings | 16 | 3,543 | |
| YTD Return | +15.49% | +14.96% | |
| 1Y Return | +22.41% | +22.39% | |
| 3Y Return (annualized) | +54.84% | +21.51% | |
| 5Y Return (annualized) | - | +12.36% | |
| Volatility (annualized) | 29.5% | 15.4% | |
| Max Drawdown | -33.9% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | May 10, 2023 | May 24, 2001 |
NVDY vs VTI Performance
YieldMax NVDA Option Income Strategy ETF (NVDY) is a ETF from YieldMax ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NVDY returned +22.41% while VTI returned +22.39%. Year to date, NVDY is up 15.49% versus a gain of 14.96% for VTI.
Over three years, NVDY compounded at +54.84% per year against +21.51% for VTI. Across the full 3-year window we track, NVDY has the edge at +59.06% annualized vs +8.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NVDY has been the more volatile fund, with annualized monthly volatility of 29.5% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for NVDY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NVDY charges 1.27% per year while VTI charges 0.03%. On a $10,000 position that is $127 vs $3 annually, a gap of $124 per year that compounds over a long holding period. On income, NVDY currently yields 65.68% against 1.07% for VTI.
Holdings Overlap
NVDY and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NVDY or VTI?
NVDY has an expense ratio of 1.27% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $124 per year of difference.
Which performed better, NVDY or VTI?
Over the past year NVDY returned +22.41% vs +22.39% for VTI, so NVDY leads on 1-year performance. Over the longest common window we track (3 years), NVDY annualized +59.06% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, NVDY or VTI?
NVDY has been the more volatile fund at 29.5% annualized versus 15.4% for VTI. Worst drawdown: NVDY -33.9% vs VTI -56.6%.
Should I hold both NVDY and VTI?
NVDY and VTI have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NVDY and VTI?
NVDY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, NVDY or VTI?
NVDY yields 65.68% while VTI yields 1.07%, so NVDY currently pays the higher dividend yield.
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