NVDY vs VTI

NVDY vs VTI

Which is better, NVDY or VTI?

Multi Alternative against Large Cap Blend.

VTI has a lower expense ratio. NVDY led over 1Y, 3Y and the full window.

Lower Fees: VTIHigher Returns: NVDY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNVDYVTI
Expense Ratio1.09%0.03%Best
AUM$1.4B$666.9B
Dividend Yield57.15%1.03%
Holdings223,543
YTD Return+16.39%Best+12.30%
1Y Return+25.28%Best+16.08%
3Y Return (annualized)+53.22%Best+21.01%
5Y Return (annualized)-+12.36%
Volatility (annualized)29.2%13.2%Best
Max Drawdown-33.9%-19.3%Best
$10,000 over 3.4 years$46,623Best$19,313
Fund FamilyYieldMax ETFVanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionMay 10, 2023May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: May 11, 2023 to Sep 18, 2026 (3.4 years).

NVDY vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.

NVDY vs VTI Performance

YieldMax NVDA Option Income Strategy ETF (NVDY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NVDY returned +25.28% while VTI returned +16.08%. Year to date, NVDY is up 16.39% versus a gain of 12.30% for VTI.

Over three years, NVDY compounded at +53.22% per year against +21.01% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

NVDY has been the more volatile fund, with annualized monthly volatility of 29.2% compared with 13.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.9% for NVDY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.

Fees and Cost Over Time

NVDY charges 1.09% per year while VTI charges 0.03%. On a $10,000 position that is $109 vs $3 annually, a gap of $106 per year that compounds over a long holding period. On income, NVDY currently yields 57.15% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 2 holdings in NVDY and 3,463 in VTI, totalling 19.4% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 2 positions we hold weights for in NVDY and 3,463 in VTI, against full books of 22 and 3,543.

You are not choosing between two funds in isolation.

Whichever of NVDY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

NVDYVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, NVDY or VTI?

NVDY has an expense ratio of 1.09% while VTI charges 0.03%. VTI is the cheaper option, by $106 a year on a $10,000 investment.

Which performed better, NVDY or VTI?

Over the past year NVDY returned +25.28% vs +16.08% for VTI, so NVDY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, NVDY or VTI?

NVDY has been the more volatile fund at 29.2% annualized versus 13.2% for VTI. Worst drawdown: NVDY -33.9% vs VTI -19.3%.

Should I hold both NVDY and VTI?

NVDY and VTI have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, NVDY or VTI?

NVDY yields 57.15% while VTI yields 1.03%, so NVDY currently pays the higher dividend yield.

Is VTI better than NVDY?

VTI has a lower expense ratio. NVDY led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.